interest Archives - Intrepid Private Capital Group Financial News Blog

The Time to Refinance Is Now — Interest Rates Are Low

There’s never been a better time to refinance. Over the past six months, banks and private lenders alike have slashed their interest rates. If you have one or more business loans, you should consider taking advantage of the market’s historically low interest rates by refinancing. Lenders won’t offer these low interest rates forever. Rather, they’ll…

How to Get a Business Loan?

Not every entrepreneur can fund his or her business venture or idea using only their own personal money. In fact, the National Small Business Association states that 73% of small businesses in the United States have used financing in the past 12 months. The SBA also states says that 63% of small business employers have…

Is an Interest Rate Hike Right Around the Corner?

It was bound to happen sooner or later, and it looks like that time is now. Many financial analysts are predicting the Federal Reserve to raise interest rates. While there’s been talk about a possible interest rate hike for quite some time, there’s strong evidence indicating that it may finally happen. Interest rates have remained…

There’s a ‘Strong Case’ for a December Interest Rate Hike

The Federal Reserve has been discussing a possible interest rate hike for months. Up until now, though, it’s been reluctant to raise them, leaving U.S. interest rates at some of the lowest levels we’ve seen in years. But if you’re planning to finance a new car, home or business, you should probably do it now,…

Feds Postpone Interest Hike… Again

You can take a deep sigh of relief, because the Federal Reserve has announced that it will postpone interest rate hikes. In the wake of the U.S. housing market crash, the Feds have kept interest rates at near-record lows in an effort to stimulate the economy. When interest rates are low, consumers can buy homes,…

Economists Warn of Federal Reserve Interest Hike

A U.S. interest rate hike may come sooner rather than later, according to the some of the nation’s top economists. This had prompted many investors to approach stock trades with caution, fearing news of higher interest rates could send the market plummeting. On a positive note, the U.S. job market is stronger than ever, with…

Bank of England To Raise Interest Rates In 2017

England’s population of 53 million plus residents will have to wait a little longer before seeing higher interest rates. The Bank of England’s nine-member panel agreed to keep interest rates unchanged. The Monetary Policy Committee (MPC) — the panel responsible for setting and adjusting the BOE’s interest rates — voted unanimously on April 9th not to…

Why Banks Are Lending Less

It’s been six years since the financial crisis of 2008, yet banks are still reluctant to lend money. To put the problem into perspective, U.S. business loans of $1 million or less have declined by 13% from 2007 to 2011, and the total amount loaned declined by 19% (inflation taken into account). Banks make their money…

Bernanke’s Bullish Bravado

“The illusion that low interest rates signal easy money for entrepreneurial business growth is simply that – an illusion. The banks have no real incentive to lend and the EPA’s fanatic commitment to the destruction of the coal industry will continue to drive energy costs up, further challenging established companies, as well as startups.” We’re…