financial Archives - Intrepid Private Capital Group Financial News Blog

What Is Acquisition Financing and How Does It Work?

Does your business have its eyes set on acquiring another business? Acquisitions have become increasingly common. In 2020, there were over 10,000 mergers and acquisitions (M&As) executed among U.S. businesses. While you can always use your business’s own capital to acquire another business, you may want to seek financing for it. Fortunately, acquisition financing is…

The Pros and Cons of Using a Microloan to Finance Your Business

Is your business in need of financing? While you can always apply for a traditional loan from a bank or alternative lender, you may want to consider a microloan. Microloans live up to their namesake by consisting of small amounts of money. Assuming your business doesn’t need to borrow a substantial amount of money, a…

Understanding Burn Rate and How It Affects Your Startup

Burn rate is an important metric to consider when seeking venture capital. If you’re planning to launch a new business — or if you’ve already launched a new business — you want to secure financing from a venture capital firm. Venture capital firms are financial organizations that specifically invest in startups. When seeking venture capital,…

How Credit Inquiries Affect Your Personal Credit Score

Maintaining a good personal credit score can open the doors to a world of new financing possibilities. Whether you’re looking to obtain a mortgage, a car loan or even a business loan, lenders may evaluate your personal credit score. Late payments, however, aren’t the only thing that can negatively affect your personal score. Running too…

Business Plan vs Marketing Plan: What’s the Difference?

You can’t expect the win the confidence of investors unless you prepare the right documents. Investors are highly selective when choosing businesses in which to invest. If they believe your business is poised to grow and succeed, they may offer to purchase an ownership stake in it. You’ll have an easier time winning investors’ confidence…

5 Things You Need to Know About Private Equity

An Initial Public Offering (IPO) isn’t the only way you can raise capital for your business. Even if your business isn’t publicly traded — and you have no plans of making it publicly traded — you can use private equity to finance it. Private equity specifically involves investments in private businesses, hence its name. When…

What Is an Institutional Buyout (IBO)?

When researching different types of corporate acquisitions, you may come across institutional buyouts (IBOs). IBOs have become increasingly common in recent years. They allow investors to purchase an ownership stake in a given business. If the business grows and becomes successful, investors can then sell some or all of their stake for a profit. An…

The Beginner’s Guide to Venture Capital and How It Works

Are you trying to raise capital for your startup? If so, you may want to consider venture capital. It’s a fast, easy and effective form of business financing. While venture capital works for all businesses, it’s particularly useful for startups. You can use venture capital to cover some or all of your startup’s operational expenses…

5 Things to Consider When Applying for a Working Capital Loan

Does your business need additional money to carry out its day-to-day operations? From payroll and rent to inventory and equipment, your business is bound to incur expenses. With a working capital loan, however, you can pay for these expenses so that your business’s operations remain uninterrupted. Working capital loans are a form of debt financing…

Merger vs Acquisition: What’s the Difference?

The terms “merger” and “acquisition” are often used interchangeably when referring to the combination of two businesses. Ownership of a business, of course, is typically represented in stock shares. A business can merge with or acquire another business by purchasing shares of its stock. Mergers and acquisitions aren’t the same, however. There are a few…

What Is Accounts Receivable Pledging in Business Financing?

When researching some of the different ways to finance your business, you may come across accounts receivable pledging. It’s commonly used to secure business loans. With accounts receivable pledging, you can obtain a loan from a bank or alternative lender. Not all lenders require accounts receivable pledging. Rather, it’s an optional financing vehicle. What is…

5 Types of Debt Financing for Businesses

Are you planning to start a new business? In addition to creating a business plan, you’ll need to secure financing for it. Financing is a requirement for all new businesses. No matter what type of business you intend to start, you’ll need capital to purchase products, inventory, services and other expenses associated with your business’s…