financial Archives - Intrepid Private Capital Group Financial News Blog

How to Obtain Late-Stage Financing for Your Business

Startups aren’t the only businesses that need financing. Late-stage businesses often require financing as well. With extra capital on hand, they can enter new markets, develop new products and refine their operations. If you’re thinking about obtaining late-stage financing for your business, though, there are a few things you should know. How to Obtain Late-Stage…

What Is Purchasing Order Financing?

Traditional bank loans aren’t the only way in which you can finance your business. If your business accepts purchase orders from its customers or clients, you may want to consider purchasing order financing. Purchase order financing is an alternative form of financing that, as the name suggests, revolves around purchase orders. What is purchase order…

How to Prepare Your Business for Rising Interest Rates

In response to COVID-19, the Federal Reserve took decisive action to support the U.S. economy. In addition to buying bonds from banks, it slashed the federal funds rate to just 0.25%. The federal funds rate, of course, represents the interest rate that banks are allowed to charge. A low federal funds rate makes borrowing money…

The Beginner’s Guide to Factoring Loans and How They Work

A traditional bank loan isn’t the only way in which you can finance your business. There are alternative financing solutions available, one of which is a factoring loan. Factoring loans have become increasingly popular. If your business has accounts receivables, you may want to consider a factoring loan. It can provide your business with the…

How to Improve Your Business’s Balance Sheet

Is your business’s balance sheet in disarray? Regardless of the size of your business, or the industry in which it works, you may want to use a balance sheet to track its financial health. Balance sheets, of course, are accounting documents that list all of a business’s assets, liabilities and shareholders’ equity for a given…

What Is a Gatekeeper in Business Financing?

You can’t grow your business without capital. All businesses need capital to expand their operations and, ultimately, become profitable. While you can always seek financing from a bank, you may want to consider partnering with a gatekeeper. Gatekeepers hold the metaphorical keys to financing solutions. They can help you obtain capital with which to finance…

Refinancing vs Consolidating Business Debt: What’s the Difference?

How much debt does your business have? According to an Experian study, the average small business has nearly $200,000 of debt. Medium- and large-sized businesses, of course, typically owe more money to lenders and creditors. While debt is common when running a business, it can have a significant and negative impact on profitability. If your…

An Introduction to Equipment Financing: What You Should Know

Regardless of what your business does exactly, it will probably require equipment. Nearly all businesses have at least some type of equipment. Common examples of business-related equipment include vehicles, furniture, machines, forklifts, appliances and material handling devices. Business-related equipment, though, isn’t cheap. Some businesses spend tens of thousands of dollars — or even hundreds of…

How to Get Approved for a Business Line of Credit

Insufficient cash can spell disaster for your business. All businesses need cash to cover expenses. In addition to inventory, your business may incur expenses related to payroll, insurance, marketing and more. While you can always seek a loan, another form of financing is a line of credit. A business line of credit will allow you…

The Beginner’s Guide to Mezzanine Financing

When researching alternative ways to finance your business, you may come across mezzanine financing. There are mezzanine loans that you can use to cover your business’s expenses. They are offered by banks and private lenders. Mezzanine loans, however, aren’t the same as traditional business loans. They feature characteristics of both equity and debt financing vehicles….

The Paycheck Protection Program (PPP) Has Ended. Now What?

The Paycheck Protection Program (PPP) has officially come to a close. As of May 31, 2021, lenders are no longer accepting applications for PPP loans. Now that the U.S. Small Business Administration (SBA) has ended the PPP, you might be wondering what alternative financing options are available for your business. The Paycheck Protection Program (PPP)…

5 Common Business Valuation Mistakes to Avoid

Are you planning to conduct a valuation of your business? By calculating the value of your business, you can secure equity financing without forfeiting an excessive amount of ownership Maybe you want to raise capital by taking your business public via an initial public offering (IPO), or perhaps you want to raise capital by selling…