Intrepid Private Capital Group Financial News Blog

Intrepid Private Capital Group

The Growing Trend of Accelerators and Incubators: What You Should Know

More and more entrepreneurs are leveraging accelerators and incubators. They enroll in one of these two programs to turn their vision of a profitable business into a reality. There are hundreds of accelerator and incubator programs throughout the world. While their features vary, they all focus on assisting and nurturing entrepreneurs. What are accelerators and…

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The Beginner’s Guide to Working Capital Financing

Running a business requires capital. Regardless of what goods or services you intend to sell, you’ll need to secure capital. Research shows that small businesses spend around $40,000 during their first year of operations. With working capital financing, however, you can keep your business afloat. Working capital financing will provide you with the capital needed…

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5 Common Myths About Venture Capital Financing

Have you heard of venture capital financing? It’s a form of equity financing that involves the sale of an ownership stake in a given business to an investor. If you need capital to grow your business, you may want to use venture capital financing. You won’t have to take on any new debt, nor will…

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A Crash Course on Credit Utilization Ratio

When was the last time you checked your credit utilization ratio? If you’re planning to apply for a loan or line of credit in the near future, you should consider checking it. An excessively high credit utilization ratio can make it difficult to get approved for loans and lines of credit. A Crash Course on…

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What Is Loan Prequalification and How Does It Work?

Getting approved for a loan takes time. Whether you’re applying for a loan from a traditional bank or an alternative lender, you may have to wait several weeks. When running a business, of course, time is of the essence. Your business may not have the luxury of waiting several weeks for fresh capital. Some lenders,…

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Don’t Forget Your Financial Statements When Applying for a Business Loan

Many entrepreneurs apply for a business loan, only for the lender to reject their application. Statistics, in fact, show that the approval rate for business loans offered by big banks is just 15%. Alternative lenders have a higher approval rate of 27%. Regardless, not all business loan applications are approved. If you’re planning to apply…

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What Are Interest Rates on Hard Money Loans?

Hard money loans offer a convenient form of financing for real estate investors and property flippers. You can obtain them from alternative lenders. Like all loans, hard money loans are a form of debt financing. They are distinguished from other types of loans, however, by their use of real property as collateral. As long as…

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5 Tips for Securing Venture Capital Financing

Loans aren’t necessarily the best financing solution for all businesses. As a form of debt financing, they’ll increase your business’s total liabilities. If your business experiences a slow season or otherwise struggles to achieve its target revenue, you may not be able to repay the loan. Venture capital financing, however, will allow you to raise…

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A Breakdown of Common Business Loan Fees

Are you planning to finance your business with a loan? Of all the different business financing vehicles, loans are one of the most popular. Research shows that nearly half of all small businesses have applied for a loan within the last year. Whether it’s a short-term or long-term business loan, though, you may incur fees….

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Personal vs Business Lines of Credit: What’s the Difference?

Are you thinking about applying for a line of credit? Many entrepreneurs use them to finance their businesses. It’s a form of debt financing that’s offered by banks and alternative lenders. With a line of credit, you’ll essentially have access to a revolving credit account with a fixed borrowing limit. There are personal and business…

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5 Common Myths About Factoring

Factoring has become a popular form of alternative financing for businesses. Rather than seeking a traditional business loan — or equity financing — some businesses tap into their outstanding invoices. Factoring allows businesses to turn their outstanding invoices into cash. While factoring may sound like a simple enough form of financing, though, there are a…

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What Is Second-Stage Funding?

Businesses of all shapes and sizes often require financing. Startups may require financing to hire employees and purchase equipment, whereas established businesses may require financing to grow and expand their operations. Fortunately, there are different types of funding to meet the unique needs of businesses. In addition to seed funding, for instance, there’s second-stage funding….

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