Intrepid Private Capital Group Financial News Blog

Intrepid Private Capital Group

An Introduction to Management Buyouts: What You Should Know

Ownership in business often changes. Even if a business was originally founded by a single person, it may have a dozen or more owners later down the road. Managers, in fact, can become owners. Management buyout allows managers to become owners. If you’re the manager of a business, you may want to execute a management…

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What Is a Balloon Loan and How Does it Work?

Not all business loans are fully amortized in equal payments. Whether you obtain a loan from a bank or alternative lender, you’ll typically have to make monthly payments on it. Some loans, though, support small payments initially, followed by a large payment at the end of the term. Known as balloon loans, they are commonly…

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The Importance of Financing for Startups

When starting a business, you can’t ignore the importance of financing. Research shows that nearly one-third of all startups will fail within two years. As time progresses, the failure rate increases. You can lower your startup’s chance of failure, though, by securing financing. All businesses can benefit from financing, but financing is particularly important for…

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The Beginner’s Guide to Debt-to-Equity Ratio

Have you heard of debt-to-equity ratio? Not to be confused with loan-to-value (LTV) ratio, it represents financing sources. You can finance your business, of course, with debt and equity. Assuming you use both types of financing, you may want to calculate your business’s debt-to-equity ratio. It will provide you with a better understanding of how…

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How to Obtain a Business Term Loan With No Credit

You don’t need good credit to obtain financing for your business. There are a variety of financing options available. While some of them do, in fact, require good credit, others don’t require any credit. You can obtain a business term loan, for instance, with no credit. How to Obtain a Business Term Loan With No…

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5 Reasons to Conduct a SWOT Analysis of Your Business

No matter what type of business you operate, it can probably benefit from a strengths, weaknesses, opportunities and threats (SWOT) analysis. A SWOT analysis explores these four elements. Also known as a SWOT matrix, it’s been around for over a half-century. The SWOT analysis formula was originally developed by researchers at Stanford University in the…

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The Paycheck Protection Program (PPP) Has Ended. Now What?

The Paycheck Protection Program (PPP) has officially come to a close. As of May 31, 2021, lenders are no longer accepting applications for PPP loans. Now that the U.S. Small Business Administration (SBA) has ended the PPP, you might be wondering what alternative financing options are available for your business. The Paycheck Protection Program (PPP)…

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Business Plan vs Marketing Plan: What’s the Difference?

You can’t expect the win the confidence of investors unless you prepare the right documents. Investors are highly selective when choosing businesses in which to invest. If they believe your business is poised to grow and succeed, they may offer to purchase an ownership stake in it. You’ll have an easier time winning investors’ confidence…

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4 Steps to Take Before Applying for a Hard Money Loan

Hard money loans have become a popular form of alternative financing. When compared to traditional bank loans, they are typically faster and easier to obtain. Hard money loans are secured loans offered by alternative lenders that, like all forms of secured financing, require collateral. If you’re thinking about using a hard money loan to finance…

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Recourse vs Non-Recourse Loans: What’s the Difference?

Loans are one of the most common forms of financing for businesses. Whether you own a startup in its early stages of operation or a well-established commercial enterprise, you can finance your business with a loan. When evaluating your loan options, though, you may come across recourse loans and non-recourse loans. While they are forms…

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An Introduction to Working Capital Loans

Money is the fuel that drives your business’s operations. Different businesses have different financial needs. According to the U.S. Small Business Administration (SBA), micro-sized businesses need about $3,000 to get up and running, whereas medium-sized businesses at least $5,000. Regardless, all businesses need money to finance their operations. Fortunately, there are several types of loans…

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SBA Releases Simplified Application for PPP Loan Forgiveness

The U.S. Small Business Administration (SBA) has released a new simplified application for Paycheck Protection Program (PPP) loans with a value of $50,000. The new application makes it easier for businesses to apply for forgiveness. It has fewer fields and requires less information. If you obtained a PPP loan but haven’t yet applied for forgiveness,…

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