Intrepid Private Capital Group Financial News Blog

Intrepid Private Capital Group

The Beginner’s Guide to Invoice Discounting

If your business uses invoices to collect payments from customers, you may want to use invoice discounting as a financing solution. It’s not the same as a traditional loan. While invoice discounting does, in fact, involve borrowing money from a lender, it leverages unpaid invoices. You can tap into your business’s unpaid invoices to raise…

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An Introduction to Management Buyouts: What You Should Know

Ownership in business often changes. Even if a business was originally founded by a single person, it may have a dozen or more owners later down the road. Managers, in fact, can become owners. Management buyout allows managers to become owners. If you’re the manager of a business, you may want to execute a management…

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What Is a Balloon Loan and How Does it Work?

Not all business loans are fully amortized in equal payments. Whether you obtain a loan from a bank or alternative lender, you’ll typically have to make monthly payments on it. Some loans, though, support small payments initially, followed by a large payment at the end of the term. Known as balloon loans, they are commonly…

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Can You Use Your 401(k) to Finance a Business Idea?

If you have a 401(k), you might be wondering whether you can use it to finance a business idea. A 401(k), of course, is an employer-sponsored retirement account. You can deposit money into your 401(k), and depending on how it’s set up, your employer may match these deposits. Rather than using it for retirement, though,…

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5 Essential Qualities to Look for in an Angel Investor

Are you trying to secure financing from an angel investor? Research shows that angel investors provided more than $25 billion in financing in 2020. By partnering with an angel investor, you can obtain financing to get your business up and running. Angel investors don’t loan out money; they invest in startups through an equity purchase….

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How to Obtain a Business Term Loan With No Credit

You don’t need good credit to obtain financing for your business. There are a variety of financing options available. While some of them do, in fact, require good credit, others don’t require any credit. You can obtain a business term loan, for instance, with no credit. How to Obtain a Business Term Loan With No…

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5 Benefits of Using a Bridge Loan to Finance Your Business

Bridge loans have become a popular financing solution for businesses. Also known as a “bridging loan” in the United Kingdom, it’s a short-term loan that’s designed to finance a business’s operations until the business secured long-term finances or generates a sufficient amount of capital. Bridge loans live up to their namesake by bridging gaps in…

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Promissory Note vs Personal Guarantee: What’s the Difference?

Starting, as well as growing, a business requires capital. Depending on the size of your business, you may need anywhere from $50,000 to over $1 million. While you can finance your business with a loan, you may encounter some otherwise confusing terms, such as promissory notes and personal guarantees. All lenders will require you to…

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What Is a Secondary Buyout and How Does It Work?

Buyouts are common in the corporate world. Even if a company isn’t publicly traded, an investment firm may purchase a controlling interest in it. This is typically done by purchasing shares of the company. Investment firms may agree to purchase enough shares of the company so that they have a controlling interest in it. With…

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The Pros and Cons of a Secured Line of Credit

If you’re thinking about using a secured line of credit to finance your business’s operations, you might be wondering what advantages and disadvantages it offers. Many businesses use a secured line of credit. Rather than obtaining a loan, they’ll seek a line of credit from a bank or alternative lender. What are the pros and…

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5 Common Business Loan Myths Debunked

A loan is one of the most common ways in which businesses finance their operations. All businesses require capital. Whether you’re trying to get your new business up and running, or if you have an established business, you’ll need capital to perform its operations. A business loan will allow you to borrow money from a…

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Loan-to-Value (LTV) Ratio for Hard Money Loans: What You Should Know

Are you thinking about using a hard money loan to finance your business? Whether you’re a property developer, a real estate “flipper” or simply a real estate investor, hard money loans offer an attractive alternative to traditional bank loans. You don’t have to worry about credit. Because they are secured by real property, hard money…

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