Finances Archives - Intrepid Private Capital Group Financial News Blog

Understanding Burn Rate and How It Affects Your Startup

Burn rate is an important metric to consider when seeking venture capital. If you’re planning to launch a new business — or if you’ve already launched a new business — you want to secure financing from a venture capital firm. Venture capital firms are financial organizations that specifically invest in startups. When seeking venture capital,…

Business Plan vs Marketing Plan: What’s the Difference?

You can’t expect the win the confidence of investors unless you prepare the right documents. Investors are highly selective when choosing businesses in which to invest. If they believe your business is poised to grow and succeed, they may offer to purchase an ownership stake in it. You’ll have an easier time winning investors’ confidence…

5 Things You Need to Know About Private Equity

An Initial Public Offering (IPO) isn’t the only way you can raise capital for your business. Even if your business isn’t publicly traded — and you have no plans of making it publicly traded — you can use private equity to finance it. Private equity specifically involves investments in private businesses, hence its name. When…

What Is Corporate Venturing?

Have you heard of corporate venturing? It’s become an increasingly common way for small, early-stage companies to acquire financing. Most companies, of course, aren’t immediately profitable after opening their doors to customers. It takes companies an average of two to four years before they realize profits. With corporate venturing, however, small and early-stage companies can…

Venture Capitalist vs Angel Investor: What’s the Difference?

Securing financing is one of the biggest challenges faced by entrepreneurs. To turn your vision of a profitable business into a reality, you’ll need money. Fortunately, there are several types of investors who can provide a financial lifeline for your startup, including venture capitalists and angel investors. What’s the difference between these two types of…

What Is a Merchant Cash Advance Loan?

Countless businesses use loans to finance their operations. During the startup stage, many businesses lack the capital needed to procure goods and services. As a result, they seek loans from banks or private financial institutions. There are several types of loans, however, one of which is a merchant cash advance. What is a merchant cash…

Reverse Merger vs Initial Public Offering (IPO)

Going public is one of the most common, as well as effective, ways for companies to raise capital. All companies have stock shares. When a company goes public, it will offer some of its stock shares to the public. Investors and traders can buy the company’s stock shares, thus giving the company money to grow….

Adjustable- vs Fixed Rate Loans: What’s the Difference?

Business loans are often classified as either adjustable rate or fixed rate, depending on their interest. Both types are offered by banks and private lenders. If you need capital to finance your business, you may want to secure an adjustable- or fixed-rate loan. What’s the difference between these two types of loans exactly? Adjustable- vs…

How Interest Rates Affect Your Business

The federal funds rate is at a record low. Since the beginning of 2020, the U.S. Federal Reserve has kept it around 0% to 0.25%. With a record-low federal funds rate, you can expect similarly low interest rates when applying for loans and other forms of debt-based financing. As a business owner, though, you might…

An Introduction to Working Capital Loans

Money is the fuel that drives your business’s operations. Different businesses have different financial needs. According to the U.S. Small Business Administration (SBA), micro-sized businesses need about $3,000 to get up and running, whereas medium-sized businesses at least $5,000. Regardless, all businesses need money to finance their operations. Fortunately, there are several types of loans…

What’s the Difference Between a Horizontal and Vertical Merger?

It’s not uncommon for two companies to combine into a single new company. Known as a merger, it allows the combined companies to leverage each other’s resources. After merging, they’ll operate as a single company while simultaneously sharing their employees, contracts, trade secrets, assets and other resources. There are two different types of mergers, however,…

Equity vs Debt Offering: What’s the Difference?

Companies often raise capital through offerings. When a company needs money to further grow its operations, it may look towards an offering. There are several types of offerings, however, including equity and debt. While they can both be used to raise capital, they aren’t the same. Equity and debt offerings work in different ways. What’s…