Finances Archives - Intrepid Private Capital Group Financial News Blog

Hard Money Loan vs Bridge Loan: What’s the Difference?

When searching for short-term financing for your business, you’ll probably come across hard money loans and bridge loans. In recent years, they’ve become increasingly popular alternatives to traditional bank loans. As a result, many business owners assume that hard money loans and bridge loans are the same. While similar, though, there are a few notable…

Why Your Small Business Should Accept Credit Card Payments

As a small business owner, you might be reluctant to accept credit card payment from customers because of the added transaction fee. While fees vary, it’s not uncommon for businesses to pay 1.5% to 3% per credit card transaction. Cash transactions, on the other hand, won’t charge your small business a fee. With that said,…

Everything You Need to Know About Bridge Financing

Have you heard of bridge financing? Although there are dozens of financing options available for entrepreneurs and business owners, bridge financing has become one of the most popular in recent years. It’s typically used in the commercial real estate industry to cover the initial purchase of real property. If you’re considering bridge financing, though, there…

The Beginner’s Guide to Hard Money Loans

Have you heard of hard money loans? In recent years, they’ve become an increasingly popular form of business financing. From small businesses to Fortune 500 companies, many entrepreneurs use hard money loans to finance their business’s operations. Unless you’re familiar with hard money loans, though, you might be skeptical of using them. After all, there…

Debt Financing vs Equity Financing: Which Is Right My Business?

You can’t start a business without first securing capital. According to the Small Business Administration (SBA), most small businesses in the United States are started with less than $25,000. Unless you have that kind of money saved up, you’ll have to seek funding from a bank, lender or investor. While there are dozens of ways…

What Is Business Finance?

If you’re preparing to start a business — whether it’s a retail store, restaurant, hotel, advertising firm, construction company, etc. — you’ll need to secure financing. Unfortunately, many business owners are unfamiliar with financing, let alone know how to secure it. By familiarizing yourself with the term “business finance,” you can overcome the financial challenges…

What is VC Funding? Venture Capital Basics

For all of the entrepreneurs and startups out there that are searching for a way to fund a new business, VC funding may be a great option. With traditional bank-issued business loans being difficult to acquire these days, an alternative funding option is venture capital (VC). So, what is VC funding and how does it…

How to Get Funding for a Business?

If you’re planning to start a business, you will most certainly need to secure some type of funding. Without capital, you won’t be able to turn your vision of a profitable business model into a reality. Thankfully, there are several different funding options available, some of which we will discuss in this blog post. So…

How Does Mezzanine Financing Work?

Not all financing options fall under the linear categories of debt or equity-based. A third type of financing is a hybrid that combines elements of both debt and equity-based financing. Mezzanine financing, for instance, is one such hybrid option for business owners to consider. So, how does mezzanine financing work, and is right for your…

Angel Funding vs Venture Capital

Are you in need of capital to fund your business idea? One of the biggest challenges faced by entrepreneurs is securing funding. Unless you have a proven record of success, you may struggle to obtain funding. But without funds, you can’t necessarily run a successful business, so it’s somewhat of a catch 22. The good…

Business Management 101 – Ensure That You Get Paid

As a small business owner, it’s important to make sure that you get paid for your time and hard work. After all, you’ve probably spent countless hours building your brand and growing your business. With all of your time is focused on your business, you have to get paid from it, otherwise, you may struggle to pay your…

Pay Your Business Taxes and Keep Good Records

With April 15th fast approaching, entrepreneurs and small business owners throughout the country are scrambling to prepare their taxes. But some business owners place taxes at the bottom of their list of priorities. Perhaps they assume their business is a low risk for an audit, or maybe they just don’t know the proper way to…