Intrepid Private Capital Group Financial News Blog

Intrepid Private Capital Group

What Are Interest Rates on Hard Money Loans?

Hard money loans offer a convenient form of financing for real estate investors and property flippers. You can obtain them from alternative lenders. Like all loans, hard money loans are a form of debt financing. They are distinguished from other types of loans, however, by their use of real property as collateral. As long as…

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5 Tips for Securing Venture Capital Financing

Loans aren’t necessarily the best financing solution for all businesses. As a form of debt financing, they’ll increase your business’s total liabilities. If your business experiences a slow season or otherwise struggles to achieve its target revenue, you may not be able to repay the loan. Venture capital financing, however, will allow you to raise…

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A Breakdown of Common Business Loan Fees

Are you planning to finance your business with a loan? Of all the different business financing vehicles, loans are one of the most popular. Research shows that nearly half of all small businesses have applied for a loan within the last year. Whether it’s a short-term or long-term business loan, though, you may incur fees….

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Personal vs Business Lines of Credit: What’s the Difference?

Are you thinking about applying for a line of credit? Many entrepreneurs use them to finance their businesses. It’s a form of debt financing that’s offered by banks and alternative lenders. With a line of credit, you’ll essentially have access to a revolving credit account with a fixed borrowing limit. There are personal and business…

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5 Common Myths About Factoring

Factoring has become a popular form of alternative financing for businesses. Rather than seeking a traditional business loan — or equity financing — some businesses tap into their outstanding invoices. Factoring allows businesses to turn their outstanding invoices into cash. While factoring may sound like a simple enough form of financing, though, there are a…

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What Is Second-Stage Funding?

Businesses of all shapes and sizes often require financing. Startups may require financing to hire employees and purchase equipment, whereas established businesses may require financing to grow and expand their operations. Fortunately, there are different types of funding to meet the unique needs of businesses. In addition to seed funding, for instance, there’s second-stage funding….

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5 Mistakes to Avoid When Seeking Private Equity Financing

Private equity financing offers an attractive alternative to debt financing. A subset of equity financing, it involves the sale of equity in a private, non-publically traded business to an investment firm. You don’t need to perform an Initial Public Offering (IPO). Even if your business is private, you can sell equity in it to an…

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What’s the Difference Between a Term Loan and Demand Loan?

Millions of entrepreneurs use loans to finance their businesses. A form of debt financing, it provides entrepreneurs with the necessary capital to turn their ideas for a profitable business into a reality. All loans involve borrowing money from a lender. You’ll have to pay back the borrowed amount, typically with interest. But there are different…

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Do SBA Loans Require a Personal Guarantee?

Research shows that nearly one-third of all small businesses fail due to insufficient capital. If your business is running low on funds, you may want to consider a Small Business Administration (SBA) loan. Available at participating lenders, they are partially guaranteed by the SBA. They offer a convenient form of debt financing. Rather than jumping…

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Private Equity Financing: 3 Things You Need to Know

Both public and private businesses can take advantage of equity financing. If your business is traded on the stock market, you can raise capital through the issuance of new shares — a process knowing a share offering or simply an offering. Even if your business isn’t traded on the stock market, though, you can still…

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6 Best Practices to Follow When Using Business Credit Cards

Do you use one or more business credit cards to finance your business’s operations? Like personal credit cards, they are essentially lines of revolving credit. You can use a business credit card to purchase goods and services up to a given limit. As you pay down the business credit card, you’ll free up some of…

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What Is a Lock-Up Agreement and How Does It Work?

When seeking equity financing for your business, you may be prohibited from selling stock shares for a specified length of time. Known as a lock-up agreement, it’s commonly used in Initial Public Offerings (IPOs) and equity financing deals. What is a lock-up agreement exactly, and how does it work? What Is a Lock-Up Agreement and…

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