Intrepid Private Capital Group Financial News Blog

Intrepid Private Capital Group

What Is a Lock-Up Agreement and How Does It Work?

When seeking equity financing for your business, you may be prohibited from selling stock shares for a specified length of time. Known as a lock-up agreement, it’s commonly used in Initial Public Offerings (IPOs) and equity financing deals. What is a lock-up agreement exactly, and how does it work? What Is a Lock-Up Agreement and…

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Debt Refinancing: Everything You Need to Know

Is your business drowning in debt? Most businesses have at least some debt. Statistics show that 20% of small and medium-sized businesses (SMBs) have $100,000 to $250,000 of debt, whereas 16% of SMBs have up to $1 million of debt. While there’s nothing wrong with financing your business’s operations with debt, you should be conscious…

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Understanding After Repair Value (ARV) When Investing in Real Estate

As a real estate investor, you can’t ignore the importance of after repair value (ARV). You’ll need capital to purchase homes or other properties so that you can flip them. While there are plenty of lenders out there, they may look at your ARV. Lenders often use ARV to calculate loan amounts for real estate…

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Short-Term vs Long-Term Business Loans: What’s the Difference?

When seeking debt financing for your business, you may encounter short-term and long-term business loans. Business loans are often classified as short term or long term, depending on their term length. They are offered by banks as well as alternative lenders. Short-term and long-term business loans both involve borrowing money from a bank or alternative…

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6 Things to Consider When Applying for a Business Line of Credit

Rather than financing your business with a loan, you may want to use a line of credit. You can use it to cover the cost of equipment, inventory, materials, utilities and other expenses. A line of credit is essentially a revolving credit account. You can repeatedly draw money from the line of credit as long…

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The ABCs of Venture Capital: Terms You Need to Know

Venture capital offers a convenient form of financing for startups and early-stage businesses. Rather than taking out a loan, entrepreneurs can sell some of their business to an investor. Investors who purchase an equity stake in early-stage businesses are known as venture capitalists. While venture capital may sound straightforward, though, it encompasses many different terms….

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Unlimited vs Limited Personal Guarantees: What’s the Difference?

Many lenders require borrowers to make a personal guarantee when applying for a business loan. If your business is still in its early stages, it may not have any credit. And a lack of credit can make it difficult to obtain a business loan. Lenders, however, may offer you a business loan if you’re willing…

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Beware of Variable-Rate Loans and Rising Interest Rates

If you’re thinking about financing your business with a loan, you may want to avoid variable-rate loans. Loans have become a popular financing solution for businesses. Research shows that approximately half of all small business owners in the United States have applied for a loan. While a variable-rate loan can provide your business with capital,…

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How Convertible Debt Financing Works

Have you heard of convertible debt financing? Also known as convertible bond or convertible note financing, it’s popular among startups. Startups often lack the creditworthiness of seasoned, well-established businesses. As a result, they may struggle to obtain loans. Debt financing is an alternative solution, though. Even if your business is still in the early stages…

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Is an Equipment Loan Right for Your Business?

If you’re planning to purchase new business-related equipment in the near future, you might be wondering whether an equipment loan is a smart financing solution. Nearly all businesses use some type of equipment to facilitate their operations. Whether your business sells tangible goods or services, it will likely require equipment. New equipment, of course, can…

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5 Tips on Dealing With Gatekeepers

When seeking financing for your business, you may encounter gatekeepers. Gatekeepers are advisors who work for institutional investors. If an institutional investor has little or no experience, he or she may partner with a gatekeeper. The gatekeeper will offer advice regarding which businesses are worth investing in and which ones aren’t. While you can always…

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Public Equity vs Private Equity Financing: What’s the Difference?

You don’t have to take on debt to finance your business. While debt financing is always an option, many entrepreneurs prefer equity financing. With public equity or private equity financing, you can raise capital for your business without taking on debt. As their name suggests, they are forms of equity financing. While debt financing involves…

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