Financial Services Archives - Intrepid Private Capital Group Financial News Blog

Venture Capitalists vs Angel Investors: What’s the Difference?

The terms “venture capitalists” and “angel investors” are often used interchangeably when referring to investors who purchase an ownership stake in businesses with high growth potential. Many business owners assume they are the same. While they both offer a source of equity financing for businesses, however, venture capitalists and angel investors differ in several ways….

5 Common Myths About Business Lines of Credit

Are you thinking about applying for a business line of credit? Lines of credit aren’t limited to consumers; many banks and alternative lenders offer business lines of credit. You can use them to cover your business’s expenses. Before applying for a business line of credit, though, you may want to read the following myths about…

Startup Financing: The Pros and Cons of Bootstrapping

How do you plan on financing your startup? Research shows that it takes about $30,000 to $40,000 to start a new small business in the United States. Medium- and large-sized businesses have even higher startup costs. While you can always apply for a business loan from a bank or alternative lender, another idea is bootstrapping….

The Beginner’s Guide to Buyouts: What You Should Know

It’s not uncommon for companies to change ownership. Maybe the current owners want to move on to other ventures, or perhaps they believe the company would be more successful under the guidance of new owners. Regardless, they may facilitate a buyout as part of their exit plan. The Beginner’s Guide to Buyouts: What You Should…

6 Things to Consider When Refinancing a Business Loan

Are you thinking about refinancing a business loan? Refining is the process of obtaining a new loan to pay off an existing loan. It offers several potential advantages, such as lower monthly payments. There are several things you should consider, however, when refinancing a business loan. 6 Things to Consider When Refinancing a Business Loan…

5 Common Myths About Bridge Loans Debunked

Are you thinking about applying for a bridge loan? A form of short-term financing, bridge loans are popular among real estate developers and investors. They are designed to fill gaps in financing. Even if you’re planning on containing long-term financing for your business, you may want to use a bridge loan. There are several myths…

What is a What Is a Delayed Draw Term Loan?

Not all loans have a fixed borrowing limit. A delayed draw term loan is an alternative form of debt financing that allows business owners to draw additional funds during the course of the loan. As a business owner, you’re bound to encounter some unforeseen expenses. Maybe a piece of equipment breaks down and you’re forced…

What Do Venture Capitalists Look for in a Startup?

Turning your vision of a business into a reality requires financing. All businesses need capital. Capital consists of money or credit, which you can use to cover business-related expenses. Even if your business is still in the early stages of getting off the ground, you may be able to partner with a venture capitalist. Venture…

What Is a Cash Flow Statement and Why Does Your Business Need It?

There are certain types of financial documents you should prepare when seeking financing for your business, one of which is a cash flow statement. Also known as a statement of cash flows, it provides quantifiable insight into your business’s cash flow. Lenders and investors alike may use this information to determine whether you are a…

The Dos and Don’ts of Financing Your Business When Interest Rates Are High

There are several things you should and shouldn’t do when financing your business in an era of high interest rates. Lenders typically charge interest on loans. In addition to paying back the principle — the amount of money that you actually borrow — you’ll have to pay interest. As interest rates begin to creep up,…

6 Things to Consider When Applying for a Hard Money Loan

Hard money loans offer a quick and easy financing solution for real estate businesses. They are classified as bridge loans that, like other bridge loans, are used to temporarily fill a gap in financing. Hard money loans, though, are typically used for real estate transactions. There are several things you should consider when applying for…

Common Myths and Misconceptions About Merchant Cash Advances (MCAs)

Merchant cash advances (MCAs) have become a popular alternative to traditional lending options. Rather than financing your business with a traditional bank loan, you may want to use an MCA. It’s fast, easy to obtain and available for nearly all types of businesses. There are some myths and misconceptions about MCAs, however, that you shouldn’t…