Intrepid Private Capital Group Financial News Blog

Intrepid Private Capital Group

How Credit Inquiries Affect Your Personal Credit Score

Maintaining a good personal credit score can open the doors to a world of new financing possibilities. Whether you’re looking to obtain a mortgage, a car loan or even a business loan, lenders may evaluate your personal credit score. Late payments, however, aren’t the only thing that can negatively affect your personal score. Running too…

Continue Reading

An Introduction to Peer-to-Peer (P2P) Lending and How It Works

Peer-to-peer (P2P) lending has become a popular form of alternative financing for businesses. According to MarketWatch, the U.S. P2P lending industry exceeded $68 billion in 2019. And since then, it’s only grown larger. As a business owner, though, you might be wondering how P2P lending works. An Introduction to Peer-to-Peer (P2P) Lending and How It…

Continue Reading

The Pros and Cons of Term Loans

Term loans are a common financing vehicle for businesses. If you need money to finance your business, a term loan might offer a solution. All term loans are characterized by a fixed repayment period. When you acquire a term loan, you’ll have to repay it within a specific amount of time. This length of time…

Continue Reading

What Is an SBA Microloan and How Does It Work?

The Small Business Administration (SBA) has several financing programs that are designed to help entrepreneurs start and run their own small businesses, one of which is the Microloan Program. Originally launched in the early 1990s, it’s helped countless small businesses achieve success. If you’re thinking about applying for an SBA Microloan, though, you might be…

Continue Reading

Adjustable- vs Fixed Rate Loans: What’s the Difference?

Business loans are often classified as either adjustable rate or fixed rate, depending on their interest. Both types are offered by banks and private lenders. If you need capital to finance your business, you may want to secure an adjustable- or fixed-rate loan. What’s the difference between these two types of loans exactly? Adjustable- vs…

Continue Reading

How Interest Rates Affect Your Business

The federal funds rate is at a record low. Since the beginning of 2020, the U.S. Federal Reserve has kept it around 0% to 0.25%. With a record-low federal funds rate, you can expect similarly low interest rates when applying for loans and other forms of debt-based financing. As a business owner, though, you might…

Continue Reading

How to Make Your Startup More Attractive to Investors

Getting a new business off the ground is somewhat of a catch 22. You’ll need money to launch and grow your business. At the same time, investors may be hesitant to finance your business because it’s still new. Investors want to make capital gains, so they selectively choose businesses that are capable of growing their…

Continue Reading

Equity vs Debt Offering: What’s the Difference?

Companies often raise capital through offerings. When a company needs money to further grow its operations, it may look towards an offering. There are several types of offerings, however, including equity and debt. While they can both be used to raise capital, they aren’t the same. Equity and debt offerings work in different ways. What’s…

Continue Reading

Private Lending vs a PPP Loan: What’s the Difference?

You don’t have to tap into your personal savings account or credit cards to finance your business. While using personal funds is always an option, there are alternative ways to get money for your business, including private lending or a Paycheck Protection Program (PPP) loan. Unless you’re familiar with them, you might be wondering how…

Continue Reading

Why Factoring Is a Smart Way to Finance Your Business

If you’re looking to finance your business without incurring debt, you should consider factoring. Not to be confused with accounts receivables, factoring offers an easy and effective way to raise capital. It involves selling unpaid invoices to a factoring company. Since it’s not a loan, you don’t have to repay the money acquired a factoring…

Continue Reading

How Does Equity Financing Work?

Equity financing has become an increasingly popular financing method for businesses. As the name suggests, it involves exchanging equity for capital. When compared to debt financing, it’s a more flexible financing solution with a lower barrier of difficulty. Whether you run a small, medium or large business, you should consider equity financing. To learn more…

Continue Reading

Hard Money Loan vs Bridge Loan: What’s the Difference?

When searching for short-term financing for your business, you’ll probably come across hard money loans and bridge loans. In recent years, they’ve become increasingly popular alternatives to traditional bank loans. As a result, many business owners assume that hard money loans and bridge loans are the same. While similar, though, there are a few notable…

Continue Reading

1 2 3 4
Follow on Feedly
Show Buttons
Hide Buttons