capital Archives - Intrepid Private Capital Group Financial News Blog

Venture Capitalists vs Angel Investors: What’s the Difference?

The terms “venture capitalists” and “angel investors” are often used interchangeably when referring to investors who purchase an ownership stake in businesses with high growth potential. Many business owners assume they are the same. While they both offer a source of equity financing for businesses, however, venture capitalists and angel investors differ in several ways….

Balloon Payments for Business Loans: What You Should Know

Business loans offer a simple and convenient form of financing. Regardless of the industry or market in which your business operates, you can finance it with a loan. Business loans consist of money borrowed from a lender. Banks offer business loans, and many private lenders offer them as well. Rather than waiting until the end…

Startup Financing: The Pros and Cons of Bootstrapping

How do you plan on financing your startup? Research shows that it takes about $30,000 to $40,000 to start a new small business in the United States. Medium- and large-sized businesses have even higher startup costs. While you can always apply for a business loan from a bank or alternative lender, another idea is bootstrapping….

What Is a Limited Partnership in Private Equity?

Have you heard of limited partnerships? Limited partnerships are commonly used in private equity financing. If you have a privately traded company — meaning it’s not listed on the stock exchange or otherwise open for public investments — you may want to use it to finance your operations. By understanding what a limited partnership is…

How Personal Credit Scores Affect Business Financing

You can’t ignore your personal credit when applying for a business loan. According to a recent study by the National Small Business Association (NSBA), over 27% of small business owners identified their personal credit score as the most important factor when applying for a loan or line of credit. How do personal credit scores affect…

What VCs Look for in a Startup: Tips for Attracting Investment

Venture capital financing offers a convenient, low-risk way for entrepreneurs to turn their vision of a business into a reality. A form of equity financing, it involves selling an ownership stake in a new business to an investor. These investors are known as venture capitalists. They invest in startups with high growth potential. Venture capitalists…

The Beginner’s Guide to Buyouts: What You Should Know

It’s not uncommon for companies to change ownership. Maybe the current owners want to move on to other ventures, or perhaps they believe the company would be more successful under the guidance of new owners. Regardless, they may facilitate a buyout as part of their exit plan. The Beginner’s Guide to Buyouts: What You Should…

6 Things to Consider When Refinancing a Business Loan

Are you thinking about refinancing a business loan? Refining is the process of obtaining a new loan to pay off an existing loan. It offers several potential advantages, such as lower monthly payments. There are several things you should consider, however, when refinancing a business loan. 6 Things to Consider When Refinancing a Business Loan…

Breaking Down the 4 Parts of a SWOT Analysis

A SWOT analysis is an important part of a business plan. An acronym for “strengths, weaknesses, opportunities and threats,” it can give your business the upper hand over its competitors. By conducting a SWOT analysis, you’ll have an easier time increasing your business’s market presence and securing new financing. What are the fourth parts of…

What is a What Is a Delayed Draw Term Loan?

Not all loans have a fixed borrowing limit. A delayed draw term loan is an alternative form of debt financing that allows business owners to draw additional funds during the course of the loan. As a business owner, you’re bound to encounter some unforeseen expenses. Maybe a piece of equipment breaks down and you’re forced…

What Do Venture Capitalists Look for in a Startup?

Turning your vision of a business into a reality requires financing. All businesses need capital. Capital consists of money or credit, which you can use to cover business-related expenses. Even if your business is still in the early stages of getting off the ground, you may be able to partner with a venture capitalist. Venture…

The Dos and Don’ts of Financing Your Business When Interest Rates Are High

There are several things you should and shouldn’t do when financing your business in an era of high interest rates. Lenders typically charge interest on loans. In addition to paying back the principle — the amount of money that you actually borrow — you’ll have to pay interest. As interest rates begin to creep up,…