funds Archives - Intrepid Private Capital Group Financial News Blog

Pros and Cons of Peer-to-Peer (P2P) Lending

When researching ways to finance your business, you’ll probably come across peer-to-peer (P2P) lending. In recent years, it’s become an increasingly common financing solution for entrepreneurs and small business owners. Like all financing methods, though, there are advantages as well as disadvantages associated with it. To determine whether it’s the right choice for your business,…

5 Reasons to Consider Equity Financing for Your Business

When planning to launch a new business, you’ll need to choose an appropriate financing method. Regardless of the type of business you intend to launch, you’ll probably incur costs associated with equipment, payroll, insurance, inventory and more. While you can always seek a business loan, however, you should consider a form of equity financing instead….

The Beginner’s Guide to Hard Money Loans

Have you heard of hard money loans? In recent years, they’ve become an increasingly popular form of business financing. From small businesses to Fortune 500 companies, many entrepreneurs use hard money loans to finance their business’s operations. Unless you’re familiar with hard money loans, though, you might be skeptical of using them. After all, there…

Do I Need Business Credit to Get a Loan for My Business?

Building personal credit is difficult enough, but it’s even more difficult to build business credit. As a result, you might be wondering whether you can secure a business loan with bad or no business credit. Most lenders will look at your business’s credit score when applying for a loan. However, that doesn’t necessarily mean that…

Common Tax Deductions for Self-Employed Workers

Do you work for yourself? According to a Pew survey, approximately 15 million people in the United States are self-employed. When you work for yourself, you won’t have the luxury of receiving employee benefits like minimum wage, overtime pay and paid vacations. On the other hand, however, you can write off more expenses on your…

Current vs Long-Term Liabilities: What’s the Difference?

As a business owner, you’ll probably incur some liabilities when running your business. Regardless what your business sells or does, you’ll need capital to perform its operations. You may already have some capital available, but in many instances, you’ll have to secure financing from an outside source, such as a bank or lender. With that…

What Is an Operating Lease?

Nearly all businesses require some type of equipment to produce and sell their goods or services. Unfortunately, the high cost of equipment may prevent businesses from buying their equipment outright. But there are other ways to secure equipment for your business without purchasing it, including the use of an operating lease. What Is an Operating…

What Is Business Finance?

If you’re preparing to start a business — whether it’s a retail store, restaurant, hotel, advertising firm, construction company, etc. — you’ll need to secure financing. Unfortunately, many business owners are unfamiliar with financing, let alone know how to secure it. By familiarizing yourself with the term “business finance,” you can overcome the financial challenges…

What Does Capitalization Mean in Business?

If you’re planning to start a new business, you should familiarize yourself with the term “capitalization.” All businesses need capital to produce the goods or perform the services that they sell. Unfortunately, some businesses struggle with capitalization, hindering their growth and overall ability to perform their operations. To prevent this from happening to your new…

How Do I Apply for a Business Loan?

Business loans offer a convenient way for entrepreneurs to fund their business. If you’re considering starting a business, you should weigh your options carefully. One of the main advantages to a business loan is that you won’t have to forfeit equity in your business. This means that you can retail full ownership. You will, however,…

What is ROI? Return on Investment Basics

There are a variety of metrics you can use to analyze your business’s health. Monitoring operational expenses, for example, gives you a better understanding of how much money your business spends on regular, ongoing expenses like payroll, marketing, utilities and lease. One of the most important financial metrics for your business or investment is ROI….

Why are Banks Not Lending to Businesses?

All businesses need capital to fund their operations. Unfortunately, acquiring capital has become a challenge for many entrepreneurs and business owners. You can apply for loans at a dozen different banks, only to receive a dozen rejection notices. So, why are banks not lending to businesses, and are there alternative funding solutions available? Why are…