funds Archives - Intrepid Private Capital Group Financial News Blog

What Is Acquisition Financing and How Does It Work?

Does your business have its eyes set on acquiring another business? Acquisitions have become increasingly common. In 2020, there were over 10,000 mergers and acquisitions (M&As) executed among U.S. businesses. While you can always use your business’s own capital to acquire another business, you may want to seek financing for it. Fortunately, acquisition financing is…

The Pros and Cons of Using a Microloan to Finance Your Business

Is your business in need of financing? While you can always apply for a traditional loan from a bank or alternative lender, you may want to consider a microloan. Microloans live up to their namesake by consisting of small amounts of money. Assuming your business doesn’t need to borrow a substantial amount of money, a…

Business Plan vs Marketing Plan: What’s the Difference?

You can’t expect the win the confidence of investors unless you prepare the right documents. Investors are highly selective when choosing businesses in which to invest. If they believe your business is poised to grow and succeed, they may offer to purchase an ownership stake in it. You’ll have an easier time winning investors’ confidence…

Merger vs Acquisition: What’s the Difference?

The terms “merger” and “acquisition” are often used interchangeably when referring to the combination of two businesses. Ownership of a business, of course, is typically represented in stock shares. A business can merge with or acquire another business by purchasing shares of its stock. Mergers and acquisitions aren’t the same, however. There are a few…

LLC vs PLLC: What’s the Difference Between These 2 Business Structures?

When researching some of the different business structures, you may encounter limited liability companies (LLCs) and professional limited liability companies (PLLCs). In addition to S-corps and C-corps, they are the two of the most common business structures used in the United States. LLCs and PLLCs aren’t the same, however. They are two unique business structures…

An Introduction to Debt Consolidation Loans for Businesses

How much debt does your business have? Debt isn’t limited to consumers. Many businesses carry debt as well. A study conducted by Experian — one of the country’s leading credit bureaus — found that small businesses have nearly $200,000 of debt on average. Whether your business has more or less debt, however, you might be…

How Does a Business Line of Credit Work?

Money is essential when running a business. No matter what types of products or services your business sells, its success is dependent upon cashflow. With money, you can buy inventory, equipment, machines, advertising, and you can hire employees. Fortunately, there are a variety of financing options available, one of which is a business line of…

An Introduction to Peer-to-Peer (P2P) Lending and How It Works

Peer-to-peer (P2P) lending has become a popular form of alternative financing for businesses. According to MarketWatch, the U.S. P2P lending industry exceeded $68 billion in 2019. And since then, it’s only grown larger. As a business owner, though, you might be wondering how P2P lending works. An Introduction to Peer-to-Peer (P2P) Lending and How It…

5 Things You Need to Do Before Applying for a Business Loan

Are you planning to apply for a business loan? Loans offer a convenient and easy form of financing. When you obtain a loan, you’ll get money with which you can use to finance your business’s operations. Whether you’re applying for a loan from a bank or private lender, though, there are a few things you…

What Is a Merchant Cash Advance Loan?

Countless businesses use loans to finance their operations. During the startup stage, many businesses lack the capital needed to procure goods and services. As a result, they seek loans from banks or private financial institutions. There are several types of loans, however, one of which is a merchant cash advance. What is a merchant cash…

What Are the Benefits of Mezzanine Financing?

Have you heard of mezzanine financing? It’s a unique form of business financing that combines the properties of debt and equity financing. Real estate companies, for example, often use mezzanine financing to secure money for the purchase of new properties. Other businesses use mezzanine financing as well. Regardless of your business, though, you might be…

Credit Card vs Line of Credit: What’s the Difference?

Many businesses use credit to pay for expenses associated with their operations. Credit, of course, is the ability to borrow money. It comes with the obligation of repayment. When you use credit to finance your business, you’ll have to repay the financial institution. Not all forms of credit are the same, however. There are credit…