Intrepid Private Capital Group Financial News Blog

Intrepid Private Capital Group

The ABCs of Venture Capital: Terms You Need to Know

Venture capital offers a convenient form of financing for startups and early-stage businesses. Rather than taking out a loan, entrepreneurs can sell some of their business to an investor. Investors who purchase an equity stake in early-stage businesses are known as venture capitalists. While venture capital may sound straightforward, though, it encompasses many different terms….

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Unlimited vs Limited Personal Guarantees: What’s the Difference?

Many lenders require borrowers to make a personal guarantee when applying for a business loan. If your business is still in its early stages, it may not have any credit. And a lack of credit can make it difficult to obtain a business loan. Lenders, however, may offer you a business loan if you’re willing…

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Beware of Variable-Rate Loans and Rising Interest Rates

If you’re thinking about financing your business with a loan, you may want to avoid variable-rate loans. Loans have become a popular financing solution for businesses. Research shows that approximately half of all small business owners in the United States have applied for a loan. While a variable-rate loan can provide your business with capital,…

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What Is Preapproved Business Loan?

Have you been offered a preapproved business loan? Many banks and other lenders offer them to their clients. Like all loans, preapproved business loans involve borrowing money. You’ll have to repay the bank or lender from which you borrowed the money. Preapproved business loans, however, are typically faster and easier to obtain than many other…

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What Is a Balloon Loan and How Does it Work?

Not all business loans are fully amortized in equal payments. Whether you obtain a loan from a bank or alternative lender, you’ll typically have to make monthly payments on it. Some loans, though, support small payments initially, followed by a large payment at the end of the term. Known as balloon loans, they are commonly…

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Can You Use Your 401(k) to Finance a Business Idea?

If you have a 401(k), you might be wondering whether you can use it to finance a business idea. A 401(k), of course, is an employer-sponsored retirement account. You can deposit money into your 401(k), and depending on how it’s set up, your employer may match these deposits. Rather than using it for retirement, though,…

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5 Common Mistakes to Avoid When Pitching Your Startup to Investors

Coming up with an idea for a successful business is only the beginning of your journey. To turn this vision into a reality, you’ll need to secure capital. While there are venture capitalists and angel investors who specifically seek to invest in startups, you’ll need to have a compelling pitch. If you make any of…

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Merchant Cash Advance vs Factoring: What’s the Difference?

There are other ways to finance your business besides taking out a loan. A few alternative forms of financing, for instance, include a merchant cash advance and factoring. Whether you need extra capital to expand your business into a new market or simply continue its operations, you may want to choose one of these alternative…

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5 Benefits of Using a Bridge Loan to Finance Your Business

Bridge loans have become a popular financing solution for businesses. Also known as a “bridging loan” in the United Kingdom, it’s a short-term loan that’s designed to finance a business’s operations until the business secured long-term finances or generates a sufficient amount of capital. Bridge loans live up to their namesake by bridging gaps in…

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What Is a Secondary Buyout and How Does It Work?

Buyouts are common in the corporate world. Even if a company isn’t publicly traded, an investment firm may purchase a controlling interest in it. This is typically done by purchasing shares of the company. Investment firms may agree to purchase enough shares of the company so that they have a controlling interest in it. With…

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Loan-to-Value (LTV) Ratio for Hard Money Loans: What You Should Know

Are you thinking about using a hard money loan to finance your business? Whether you’re a property developer, a real estate “flipper” or simply a real estate investor, hard money loans offer an attractive alternative to traditional bank loans. You don’t have to worry about credit. Because they are secured by real property, hard money…

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How to Obtain Late-Stage Financing for Your Business

Startups aren’t the only businesses that need financing. Late-stage businesses often require financing as well. With extra capital on hand, they can enter new markets, develop new products and refine their operations. If you’re thinking about obtaining late-stage financing for your business, though, there are a few things you should know. How to Obtain Late-Stage…

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