Intrepid Private Capital Group Financial News Blog

Intrepid Private Capital Group

Hard Money Loan vs Bridge Loan: What’s the Difference?

When searching for short-term financing for your business, you’ll probably come across hard money loans and bridge loans. In recent years, they’ve become increasingly popular alternatives to traditional bank loans. As a result, many business owners assume that hard money loans and bridge loans are the same. While similar, though, there are a few notable…

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Why Your Small Business Should Accept Credit Card Payments

As a small business owner, you might be reluctant to accept credit card payment from customers because of the added transaction fee. While fees vary, it’s not uncommon for businesses to pay 1.5% to 3% per credit card transaction. Cash transactions, on the other hand, won’t charge your small business a fee. With that said,…

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Pros and Cons of Peer-to-Peer (P2P) Lending

When researching ways to finance your business, you’ll probably come across peer-to-peer (P2P) lending. In recent years, it’s become an increasingly common financing solution for entrepreneurs and small business owners. Like all financing methods, though, there are advantages as well as disadvantages associated with it. To determine whether it’s the right choice for your business,…

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7 Ways to Improve Your Business’s Cash Flow

Does your business struggle to cover its expenses and liabilities? If so, you should focus on improving its cash flow. Insufficient cash flow will only hinder your business’s success. If your business has little or no cash left over after covering its operating expenses and capital expenditures, you’ll struggle to grow and expand your business….

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How to Choose the Right Location for Your New Business

Are you planning to start a new business? Assuming it’s a local business, you’ll need to choose the right location. Ask any successful business owner and he or she will likely agree: Location can make or break a business’s success. By taking the time to choose the right location for your business, you’ll have an…

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5 Reasons to Consider Equity Financing for Your Business

When planning to launch a new business, you’ll need to choose an appropriate financing method. Regardless of the type of business you intend to launch, you’ll probably incur costs associated with equipment, payroll, insurance, inventory and more. While you can always seek a business loan, however, you should consider a form of equity financing instead….

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6 Ways to Lower Your Business’s Overhead Expenses

How much money does your business spend on overhead expenses? Regardless of what your business does, it will probably incur overhead expenses. Not to be confused with operational expenses, overhead expenses consist of ongoing costs that aren’t directly labor to the production of goods or labor. While there’s no way to completely avoid them, you…

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Common Tax Deductions for Self-Employed Workers

Do you work for yourself? According to a Pew survey, approximately 15 million people in the United States are self-employed. When you work for yourself, you won’t have the luxury of receiving employee benefits like minimum wage, overtime pay and paid vacations. On the other hand, however, you can write off more expenses on your…

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What Is a Personal Guarantee When Applying for a Business Loan?

Have you been asked to give a personal guarantee when applying for a business loan? If so, you might be wondering how a personal guarantee works. Business loan applications often contain multiple pages of terms and conditions that are confusing and difficult to understand. But the concept of personal guarantees is fairly simple. By understanding…

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What Is an Operating Lease?

Nearly all businesses require some type of equipment to produce and sell their goods or services. Unfortunately, the high cost of equipment may prevent businesses from buying their equipment outright. But there are other ways to secure equipment for your business without purchasing it, including the use of an operating lease. What Is an Operating…

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7 Essential Accounting Terms All Business Owners Need to Know

When running a business, you’ll likely encounter a variety of accounting terms. While you may already know some of these terms, others may cause confusion. And if you don’t know the definition of an accounting term, you won’t be able to effectively use that term when keeping track of your business’s finances. Below are seven…

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What Is Business Finance?

If you’re preparing to start a business — whether it’s a retail store, restaurant, hotel, advertising firm, construction company, etc. — you’ll need to secure financing. Unfortunately, many business owners are unfamiliar with financing, let alone know how to secure it. By familiarizing yourself with the term “business finance,” you can overcome the financial challenges…

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