Intrepid Private Capital Group Financial News Blog

Intrepid Private Capital Group

The Growing Trend of Accelerators and Incubators: What You Should Know

More and more entrepreneurs are leveraging accelerators and incubators. They enroll in one of these two programs to turn their vision of a profitable business into a reality. There are hundreds of accelerator and incubator programs throughout the world. While their features vary, they all focus on assisting and nurturing entrepreneurs. What are accelerators and…

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The Beginner’s Guide to Working Capital Financing

Running a business requires capital. Regardless of what goods or services you intend to sell, you’ll need to secure capital. Research shows that small businesses spend around $40,000 during their first year of operations. With working capital financing, however, you can keep your business afloat. Working capital financing will provide you with the capital needed…

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Short-Term vs Long-Term Capital Gains: What’s the Difference?

When buying and selling assets for a profit, you should be conscious of how long you hold those assets. You’ll incur capital gains on all profitable asset transactions. Not to be confused with capital losses, capital gains involve the sale of an asset for a profit. There are short-term capital gains and long-term capital gains,…

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What Is Loan Prequalification and How Does It Work?

Getting approved for a loan takes time. Whether you’re applying for a loan from a traditional bank or an alternative lender, you may have to wait several weeks. When running a business, of course, time is of the essence. Your business may not have the luxury of waiting several weeks for fresh capital. Some lenders,…

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Don’t Forget Your Financial Statements When Applying for a Business Loan

Many entrepreneurs apply for a business loan, only for the lender to reject their application. Statistics, in fact, show that the approval rate for business loans offered by big banks is just 15%. Alternative lenders have a higher approval rate of 27%. Regardless, not all business loan applications are approved. If you’re planning to apply…

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What Are Interest Rates on Hard Money Loans?

Hard money loans offer a convenient form of financing for real estate investors and property flippers. You can obtain them from alternative lenders. Like all loans, hard money loans are a form of debt financing. They are distinguished from other types of loans, however, by their use of real property as collateral. As long as…

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5 Tips for Securing Venture Capital Financing

Loans aren’t necessarily the best financing solution for all businesses. As a form of debt financing, they’ll increase your business’s total liabilities. If your business experiences a slow season or otherwise struggles to achieve its target revenue, you may not be able to repay the loan. Venture capital financing, however, will allow you to raise…

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A Breakdown of Common Business Loan Fees

Are you planning to finance your business with a loan? Of all the different business financing vehicles, loans are one of the most popular. Research shows that nearly half of all small businesses have applied for a loan within the last year. Whether it’s a short-term or long-term business loan, though, you may incur fees….

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Personal vs Business Lines of Credit: What’s the Difference?

Are you thinking about applying for a line of credit? Many entrepreneurs use them to finance their businesses. It’s a form of debt financing that’s offered by banks and alternative lenders. With a line of credit, you’ll essentially have access to a revolving credit account with a fixed borrowing limit. There are personal and business…

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What Is Second-Stage Funding?

Businesses of all shapes and sizes often require financing. Startups may require financing to hire employees and purchase equipment, whereas established businesses may require financing to grow and expand their operations. Fortunately, there are different types of funding to meet the unique needs of businesses. In addition to seed funding, for instance, there’s second-stage funding….

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What’s the Difference Between a Term Loan and Demand Loan?

Millions of entrepreneurs use loans to finance their businesses. A form of debt financing, it provides entrepreneurs with the necessary capital to turn their ideas for a profitable business into a reality. All loans involve borrowing money from a lender. You’ll have to pay back the borrowed amount, typically with interest. But there are different…

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What Is a Lock-Up Agreement and How Does It Work?

When seeking equity financing for your business, you may be prohibited from selling stock shares for a specified length of time. Known as a lock-up agreement, it’s commonly used in Initial Public Offerings (IPOs) and equity financing deals. What is a lock-up agreement exactly, and how does it work? What Is a Lock-Up Agreement and…

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