Intrepid Private Capital Group Financial News Blog

Intrepid Private Capital Group

Personal vs Business Lines of Credit: What’s the Difference?

Are you thinking about applying for a line of credit? Many entrepreneurs use them to finance their businesses. It’s a form of debt financing that’s offered by banks and alternative lenders. With a line of credit, you’ll essentially have access to a revolving credit account with a fixed borrowing limit. There are personal and business…

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What Is Second-Stage Funding?

Businesses of all shapes and sizes often require financing. Startups may require financing to hire employees and purchase equipment, whereas established businesses may require financing to grow and expand their operations. Fortunately, there are different types of funding to meet the unique needs of businesses. In addition to seed funding, for instance, there’s second-stage funding….

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5 Mistakes to Avoid When Seeking Private Equity Financing

Private equity financing offers an attractive alternative to debt financing. A subset of equity financing, it involves the sale of equity in a private, non-publically traded business to an investment firm. You don’t need to perform an Initial Public Offering (IPO). Even if your business is private, you can sell equity in it to an…

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What’s the Difference Between a Term Loan and Demand Loan?

Millions of entrepreneurs use loans to finance their businesses. A form of debt financing, it provides entrepreneurs with the necessary capital to turn their ideas for a profitable business into a reality. All loans involve borrowing money from a lender. You’ll have to pay back the borrowed amount, typically with interest. But there are different…

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Do SBA Loans Require a Personal Guarantee?

Research shows that nearly one-third of all small businesses fail due to insufficient capital. If your business is running low on funds, you may want to consider a Small Business Administration (SBA) loan. Available at participating lenders, they are partially guaranteed by the SBA. They offer a convenient form of debt financing. Rather than jumping…

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Private Equity Financing: 3 Things You Need to Know

Both public and private businesses can take advantage of equity financing. If your business is traded on the stock market, you can raise capital through the issuance of new shares — a process knowing a share offering or simply an offering. Even if your business isn’t traded on the stock market, though, you can still…

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Understanding After Repair Value (ARV) When Investing in Real Estate

As a real estate investor, you can’t ignore the importance of after repair value (ARV). You’ll need capital to purchase homes or other properties so that you can flip them. While there are plenty of lenders out there, they may look at your ARV. Lenders often use ARV to calculate loan amounts for real estate…

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6 Things to Consider When Applying for a Business Line of Credit

Rather than financing your business with a loan, you may want to use a line of credit. You can use it to cover the cost of equipment, inventory, materials, utilities and other expenses. A line of credit is essentially a revolving credit account. You can repeatedly draw money from the line of credit as long…

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The ABCs of Venture Capital: Terms You Need to Know

Venture capital offers a convenient form of financing for startups and early-stage businesses. Rather than taking out a loan, entrepreneurs can sell some of their business to an investor. Investors who purchase an equity stake in early-stage businesses are known as venture capitalists. While venture capital may sound straightforward, though, it encompasses many different terms….

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Unlimited vs Limited Personal Guarantees: What’s the Difference?

Many lenders require borrowers to make a personal guarantee when applying for a business loan. If your business is still in its early stages, it may not have any credit. And a lack of credit can make it difficult to obtain a business loan. Lenders, however, may offer you a business loan if you’re willing…

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How Convertible Debt Financing Works

Have you heard of convertible debt financing? Also known as convertible bond or convertible note financing, it’s popular among startups. Startups often lack the creditworthiness of seasoned, well-established businesses. As a result, they may struggle to obtain loans. Debt financing is an alternative solution, though. Even if your business is still in the early stages…

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Is an Equipment Loan Right for Your Business?

If you’re planning to purchase new business-related equipment in the near future, you might be wondering whether an equipment loan is a smart financing solution. Nearly all businesses use some type of equipment to facilitate their operations. Whether your business sells tangible goods or services, it will likely require equipment. New equipment, of course, can…

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