Intrepid Private Capital Group Financial News Blog

Intrepid Private Capital Group

6 Things to Consider When Applying for a Business Line of Credit

Rather than financing your business with a loan, you may want to use a line of credit. You can use it to cover the cost of equipment, inventory, materials, utilities and other expenses. A line of credit is essentially a revolving credit account. You can repeatedly draw money from the line of credit as long…

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The ABCs of Venture Capital: Terms You Need to Know

Venture capital offers a convenient form of financing for startups and early-stage businesses. Rather than taking out a loan, entrepreneurs can sell some of their business to an investor. Investors who purchase an equity stake in early-stage businesses are known as venture capitalists. While venture capital may sound straightforward, though, it encompasses many different terms….

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Unlimited vs Limited Personal Guarantees: What’s the Difference?

Many lenders require borrowers to make a personal guarantee when applying for a business loan. If your business is still in its early stages, it may not have any credit. And a lack of credit can make it difficult to obtain a business loan. Lenders, however, may offer you a business loan if you’re willing…

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How Convertible Debt Financing Works

Have you heard of convertible debt financing? Also known as convertible bond or convertible note financing, it’s popular among startups. Startups often lack the creditworthiness of seasoned, well-established businesses. As a result, they may struggle to obtain loans. Debt financing is an alternative solution, though. Even if your business is still in the early stages…

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Is an Equipment Loan Right for Your Business?

If you’re planning to purchase new business-related equipment in the near future, you might be wondering whether an equipment loan is a smart financing solution. Nearly all businesses use some type of equipment to facilitate their operations. Whether your business sells tangible goods or services, it will likely require equipment. New equipment, of course, can…

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Why You Shouldn’t Use a Home Equity Line of Credit (HELOC) for Business Financing

If your business needs additional capital to cover its operational costs, you may assume that a home equity line of credit (HELOC) is a smart choice. After all, it will allow you to tap into your home’s equity. You can use your home’s equity to secure a HELOC. You can then use this line of…

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The Beginner’s Guide to Invoice Discounting

If your business uses invoices to collect payments from customers, you may want to use invoice discounting as a financing solution. It’s not the same as a traditional loan. While invoice discounting does, in fact, involve borrowing money from a lender, it leverages unpaid invoices. You can tap into your business’s unpaid invoices to raise…

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Public Equity vs Private Equity Financing: What’s the Difference?

You don’t have to take on debt to finance your business. While debt financing is always an option, many entrepreneurs prefer equity financing. With public equity or private equity financing, you can raise capital for your business without taking on debt. As their name suggests, they are forms of equity financing. While debt financing involves…

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An Introduction to SBA Express Loans

The U.S. Small Business Administration (SBA) has an extending lending program. According to a spokesperson for the SBA, it has provided over 1.6 million loans. Not all SBA loans are the same, however. There are many different types of SBA loans, including Express. An Introduction to SBA Express Loans What Are SBA Express Loans? SBA…

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Asset-Based vs Cash-Based Lending: What’s the Difference?

There are different types of loans that you can use to finance your business, most of which fall under the category of asset-based or cash-based lending. Whether you’re looking to launch a new line of products, open a new branch, upgrade equipment or simply cover operational expenses, you may need capital. Fortunately, there are lenders…

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Can You Use Your 401(k) to Finance a Business Idea?

If you have a 401(k), you might be wondering whether you can use it to finance a business idea. A 401(k), of course, is an employer-sponsored retirement account. You can deposit money into your 401(k), and depending on how it’s set up, your employer may match these deposits. Rather than using it for retirement, though,…

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5 Essential Qualities to Look for in an Angel Investor

Are you trying to secure financing from an angel investor? Research shows that angel investors provided more than $25 billion in financing in 2020. By partnering with an angel investor, you can obtain financing to get your business up and running. Angel investors don’t loan out money; they invest in startups through an equity purchase….

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