Intrepid Private Capital Group Financial News Blog

Intrepid Private Capital Group

An Introduction to Peer-to-Peer (P2P) Lending and How It Works

Peer-to-peer (P2P) lending has become a popular form of alternative financing for businesses. According to MarketWatch, the U.S. P2P lending industry exceeded $68 billion in 2019. And since then, it’s only grown larger. As a business owner, though, you might be wondering how P2P lending works. An Introduction to Peer-to-Peer (P2P) Lending and How It…

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The Pros and Cons of Term Loans

Term loans are a common financing vehicle for businesses. If you need money to finance your business, a term loan might offer a solution. All term loans are characterized by a fixed repayment period. When you acquire a term loan, you’ll have to repay it within a specific amount of time. This length of time…

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Venture Capitalist vs Angel Investor: What’s the Difference?

Securing financing is one of the biggest challenges faced by entrepreneurs. To turn your vision of a profitable business into a reality, you’ll need money. Fortunately, there are several types of investors who can provide a financial lifeline for your startup, including venture capitalists and angel investors. What’s the difference between these two types of…

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What Is a Merchant Cash Advance Loan?

Countless businesses use loans to finance their operations. During the startup stage, many businesses lack the capital needed to procure goods and services. As a result, they seek loans from banks or private financial institutions. There are several types of loans, however, one of which is a merchant cash advance. What is a merchant cash…

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Reverse Merger vs Initial Public Offering (IPO)

Going public is one of the most common, as well as effective, ways for companies to raise capital. All companies have stock shares. When a company goes public, it will offer some of its stock shares to the public. Investors and traders can buy the company’s stock shares, thus giving the company money to grow….

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How Interest Rates Affect Your Business

The federal funds rate is at a record low. Since the beginning of 2020, the U.S. Federal Reserve has kept it around 0% to 0.25%. With a record-low federal funds rate, you can expect similarly low interest rates when applying for loans and other forms of debt-based financing. As a business owner, though, you might…

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What Is a Convertible Note and How Does It Work?

Countless businesses, especially startups, use convertible notes to finance their operations. It’s a unique form of financing that’s beneficial to both businesses and investors. With a convertible note, businesses can obtain money from an investor, whereas the investor will receive ownership in the business at a late time. What is a convertible note exactly? What…

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What’s the Difference Between a Horizontal and Vertical Merger?

It’s not uncommon for two companies to combine into a single new company. Known as a merger, it allows the combined companies to leverage each other’s resources. After merging, they’ll operate as a single company while simultaneously sharing their employees, contracts, trade secrets, assets and other resources. There are two different types of mergers, however,…

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How to Make Your Startup More Attractive to Investors

Getting a new business off the ground is somewhat of a catch 22. You’ll need money to launch and grow your business. At the same time, investors may be hesitant to finance your business because it’s still new. Investors want to make capital gains, so they selectively choose businesses that are capable of growing their…

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5 Things That Can Hurt Your Business Credit Score

Not all credit bureaus specialize in consumer credit reporting services. Some of them offer services to businesses. Dun & Bradstreet, Experian and Equifax, for instance, all offer credit reporting services for businesses. If you’re trying to obtain a loan or any other form of debt-based financing, you should be conscious of your business credit score….

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5 Things You Should Do Before Meeting With an Investor

Are you preparing to meet with an investor? Investors often hold the key to a business’s success. They can loan or give you the money needed to grow your business’s operations into a thriving enterprise. If you don’t make a positive impression, though, you may walk away empty-handed. You can increase your chances of striking…

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How to Calculate Company Valuation

Calculating company valuation can provide insight into the economic value of your business. Companies are bought and sold every day. If your company has positive profit margins — or even if it has the potential for positive profit margins — there are probably entrepreneurs who are willing to buy it. Whether you intend to sell…

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