Intrepid Private Capital Group Financial News Blog

Intrepid Private Capital Group

6 Ways to Lower Your Business’s Overhead Expenses

How much money does your business spend on overhead expenses? Regardless of what your business does, it will probably incur overhead expenses. Not to be confused with operational expenses, overhead expenses consist of ongoing costs that aren’t directly labor to the production of goods or labor. While there’s no way to completely avoid them, you…

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Do I Need Business Credit to Get a Loan for My Business?

Building personal credit is difficult enough, but it’s even more difficult to build business credit. As a result, you might be wondering whether you can secure a business loan with bad or no business credit. Most lenders will look at your business’s credit score when applying for a loan. However, that doesn’t necessarily mean that…

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Common Tax Deductions for Self-Employed Workers

Do you work for yourself? According to a Pew survey, approximately 15 million people in the United States are self-employed. When you work for yourself, you won’t have the luxury of receiving employee benefits like minimum wage, overtime pay and paid vacations. On the other hand, however, you can write off more expenses on your…

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Current vs Long-Term Liabilities: What’s the Difference?

As a business owner, you’ll probably incur some liabilities when running your business. Regardless what your business sells or does, you’ll need capital to perform its operations. You may already have some capital available, but in many instances, you’ll have to secure financing from an outside source, such as a bank or lender. With that…

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What Is a Personal Guarantee When Applying for a Business Loan?

Have you been asked to give a personal guarantee when applying for a business loan? If so, you might be wondering how a personal guarantee works. Business loan applications often contain multiple pages of terms and conditions that are confusing and difficult to understand. But the concept of personal guarantees is fairly simple. By understanding…

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What Is Factoring?

When exploring ways to fund your business’s operations, you may come across factoring. It’s become an increasingly popular funding solution because of its ability to provide businesses with immediate capital, which they aren’t required to pay back. To determine if it’s right for your business, though, you must first understand how invoice factoring works. What…

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Debt Financing vs Equity Financing: Which Is Right My Business?

You can’t start a business without first securing capital. According to the Small Business Administration (SBA), most small businesses in the United States are started with less than $25,000. Unless you have that kind of money saved up, you’ll have to seek funding from a bank, lender or investor. While there are dozens of ways…

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Are Bridge Loans Useful for Real Estate Investors?

If you’re a real estate investor, you might be wondering a bridge loan is a useful funding method for your business. While bridge loans are frequently used by consumers when buying and moving into a new home, they’ve become particularly popular among real estate investors. Whether you’re flipping real estate or looking to secure rental…

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What Is an Operating Lease?

Nearly all businesses require some type of equipment to produce and sell their goods or services. Unfortunately, the high cost of equipment may prevent businesses from buying their equipment outright. But there are other ways to secure equipment for your business without purchasing it, including the use of an operating lease. What Is an Operating…

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7 Essential Accounting Terms All Business Owners Need to Know

When running a business, you’ll likely encounter a variety of accounting terms. While you may already know some of these terms, others may cause confusion. And if you don’t know the definition of an accounting term, you won’t be able to effectively use that term when keeping track of your business’s finances. Below are seven…

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What Is Business Finance?

If you’re preparing to start a business — whether it’s a retail store, restaurant, hotel, advertising firm, construction company, etc. — you’ll need to secure financing. Unfortunately, many business owners are unfamiliar with financing, let alone know how to secure it. By familiarizing yourself with the term “business finance,” you can overcome the financial challenges…

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What Does Capitalization Mean in Business?

If you’re planning to start a new business, you should familiarize yourself with the term “capitalization.” All businesses need capital to produce the goods or perform the services that they sell. Unfortunately, some businesses struggle with capitalization, hindering their growth and overall ability to perform their operations. To prevent this from happening to your new…

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