finance Archives - Intrepid Private Capital Group Financial News Blog

Hard Money Loan vs Bridge Loan: What’s the Difference?

When searching for short-term financing for your business, you’ll probably come across hard money loans and bridge loans. In recent years, they’ve become increasingly popular alternatives to traditional bank loans. As a result, many business owners assume that hard money loans and bridge loans are the same. While similar, though, there are a few notable…

Why Your Small Business Should Accept Credit Card Payments

As a small business owner, you might be reluctant to accept credit card payment from customers because of the added transaction fee. While fees vary, it’s not uncommon for businesses to pay 1.5% to 3% per credit card transaction. Cash transactions, on the other hand, won’t charge your small business a fee. With that said,…

Pros and Cons of Peer-to-Peer (P2P) Lending

When researching ways to finance your business, you’ll probably come across peer-to-peer (P2P) lending. In recent years, it’s become an increasingly common financing solution for entrepreneurs and small business owners. Like all financing methods, though, there are advantages as well as disadvantages associated with it. To determine whether it’s the right choice for your business,…

7 Ways to Improve Your Business’s Cash Flow

Does your business struggle to cover its expenses and liabilities? If so, you should focus on improving its cash flow. Insufficient cash flow will only hinder your business’s success. If your business has little or no cash left over after covering its operating expenses and capital expenditures, you’ll struggle to grow and expand your business….

Everything You Need to Know About Bridge Financing

Have you heard of bridge financing? Although there are dozens of financing options available for entrepreneurs and business owners, bridge financing has become one of the most popular in recent years. It’s typically used in the commercial real estate industry to cover the initial purchase of real property. If you’re considering bridge financing, though, there…

How to Choose the Right Location for Your New Business

Are you planning to start a new business? Assuming it’s a local business, you’ll need to choose the right location. Ask any successful business owner and he or she will likely agree: Location can make or break a business’s success. By taking the time to choose the right location for your business, you’ll have an…

5 Reasons to Consider Equity Financing for Your Business

When planning to launch a new business, you’ll need to choose an appropriate financing method. Regardless of the type of business you intend to launch, you’ll probably incur costs associated with equipment, payroll, insurance, inventory and more. While you can always seek a business loan, however, you should consider a form of equity financing instead….

The Beginner’s Guide to Hard Money Loans

Have you heard of hard money loans? In recent years, they’ve become an increasingly popular form of business financing. From small businesses to Fortune 500 companies, many entrepreneurs use hard money loans to finance their business’s operations. Unless you’re familiar with hard money loans, though, you might be skeptical of using them. After all, there…

Common Tax Deductions for Self-Employed Workers

Do you work for yourself? According to a Pew survey, approximately 15 million people in the United States are self-employed. When you work for yourself, you won’t have the luxury of receiving employee benefits like minimum wage, overtime pay and paid vacations. On the other hand, however, you can write off more expenses on your…

Current vs Long-Term Liabilities: What’s the Difference?

As a business owner, you’ll probably incur some liabilities when running your business. Regardless what your business sells or does, you’ll need capital to perform its operations. You may already have some capital available, but in many instances, you’ll have to secure financing from an outside source, such as a bank or lender. With that…

What Is a Personal Guarantee When Applying for a Business Loan?

Have you been asked to give a personal guarantee when applying for a business loan? If so, you might be wondering how a personal guarantee works. Business loan applications often contain multiple pages of terms and conditions that are confusing and difficult to understand. But the concept of personal guarantees is fairly simple. By understanding…

What Is Factoring?

When exploring ways to fund your business’s operations, you may come across factoring. It’s become an increasingly popular funding solution because of its ability to provide businesses with immediate capital, which they aren’t required to pay back. To determine if it’s right for your business, though, you must first understand how invoice factoring works. What…