finance Archives - Intrepid Private Capital Group Financial News Blog

5 Common Myths About Bridge Loans Debunked

Are you thinking about applying for a bridge loan? A form of short-term financing, bridge loans are popular among real estate developers and investors. They are designed to fill gaps in financing. Even if you’re planning on containing long-term financing for your business, you may want to use a bridge loan. There are several myths…

What is a What Is a Delayed Draw Term Loan?

Not all loans have a fixed borrowing limit. A delayed draw term loan is an alternative form of debt financing that allows business owners to draw additional funds during the course of the loan. As a business owner, you’re bound to encounter some unforeseen expenses. Maybe a piece of equipment breaks down and you’re forced…

What Is a Cash Flow Statement and Why Does Your Business Need It?

There are certain types of financial documents you should prepare when seeking financing for your business, one of which is a cash flow statement. Also known as a statement of cash flows, it provides quantifiable insight into your business’s cash flow. Lenders and investors alike may use this information to determine whether you are a…

The Dos and Don’ts of Financing Your Business When Interest Rates Are High

There are several things you should and shouldn’t do when financing your business in an era of high interest rates. Lenders typically charge interest on loans. In addition to paying back the principle — the amount of money that you actually borrow — you’ll have to pay interest. As interest rates begin to creep up,…

6 Things to Consider When Applying for a Hard Money Loan

Hard money loans offer a quick and easy financing solution for real estate businesses. They are classified as bridge loans that, like other bridge loans, are used to temporarily fill a gap in financing. Hard money loans, though, are typically used for real estate transactions. There are several things you should consider when applying for…

Common Myths and Misconceptions About Merchant Cash Advances (MCAs)

Merchant cash advances (MCAs) have become a popular alternative to traditional lending options. Rather than financing your business with a traditional bank loan, you may want to use an MCA. It’s fast, easy to obtain and available for nearly all types of businesses. There are some myths and misconceptions about MCAs, however, that you shouldn’t…

5 Things to Consider When Seeking Bridge Financing

Do you need quick access to capital to facilitate your business’s operations? It can take over a month to secure long-term financing, such as a traditional business loan or line of credit. Bridge financing, however, can provide your business with intermediary capital in the meantime. It’s known as “bridge financing” because it bridges the gap…

The Growing Trend of Accelerators and Incubators: What You Should Know

More and more entrepreneurs are leveraging accelerators and incubators. They enroll in one of these two programs to turn their vision of a profitable business into a reality. There are hundreds of accelerator and incubator programs throughout the world. While their features vary, they all focus on assisting and nurturing entrepreneurs. What are accelerators and…

The Beginner’s Guide to Working Capital Financing

Running a business requires capital. Regardless of what goods or services you intend to sell, you’ll need to secure capital. Research shows that small businesses spend around $40,000 during their first year of operations. With working capital financing, however, you can keep your business afloat. Working capital financing will provide you with the capital needed…

Short-Term vs Long-Term Capital Gains: What’s the Difference?

When buying and selling assets for a profit, you should be conscious of how long you hold those assets. You’ll incur capital gains on all profitable asset transactions. Not to be confused with capital losses, capital gains involve the sale of an asset for a profit. There are short-term capital gains and long-term capital gains,…

What Is Loan Prequalification and How Does It Work?

Getting approved for a loan takes time. Whether you’re applying for a loan from a traditional bank or an alternative lender, you may have to wait several weeks. When running a business, of course, time is of the essence. Your business may not have the luxury of waiting several weeks for fresh capital. Some lenders,…

Don’t Forget Your Financial Statements When Applying for a Business Loan

Many entrepreneurs apply for a business loan, only for the lender to reject their application. Statistics, in fact, show that the approval rate for business loans offered by big banks is just 15%. Alternative lenders have a higher approval rate of 27%. Regardless, not all business loan applications are approved. If you’re planning to apply…