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An Introduction to Management Buyouts: What You Should Know

Estimated read time 3 min read

Ownership in business often changes. Even if a business was originally founded by a single person, it may have a dozen or more owners later [Read More…]

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Asset-Based vs Cash-Based Lending: What’s the Difference?

Estimated read time 3 min read

There are different types of loans that you can use to finance your business, most of which fall under the category of asset-based or cash-based [Read More…]

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What Is a Balloon Loan and How Does it Work?

Estimated read time 3 min read

Not all business loans are fully amortized in equal payments. Whether you obtain a loan from a bank or alternative lender, you’ll typically have to [Read More…]

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The Dos and Don’ts of Creating a Pitch Deck

Estimated read time 3 min read

Financing can make or break your startup. It takes new businesses several years on average to turn a profit. With financing, you can keep your [Read More…]

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Can You Use Your 401(k) to Finance a Business Idea?

Estimated read time 3 min read

If you have a 401(k), you might be wondering whether you can use it to finance a business idea. A 401(k), of course, is an [Read More…]

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The Beginner’s Guide to Debt-to-Equity Ratio

Estimated read time 3 min read

Have you heard of debt-to-equity ratio? Not to be confused with loan-to-value (LTV) ratio, it represents financing sources. You can finance your business, of course, [Read More…]

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What Affects Interest Rates for Business Loans?

Estimated read time 3 min read

You can’t choose the right business loan for your venture without considering the interest rate. When lending money, banks and other financial institutions will typically [Read More…]

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5 Common Mistakes to Avoid When Pitching Your Startup to Investors

Estimated read time 3 min read

Coming up with an idea for a successful business is only the beginning of your journey. To turn this vision into a reality, you’ll need [Read More…]

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Merchant Cash Advance vs Factoring: What’s the Difference?

Estimated read time 3 min read

There are other ways to finance your business besides taking out a loan. A few alternative forms of financing, for instance, include a merchant cash [Read More…]

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What Is Debt-Service Coverage Ratio in Business Financing?

Estimated read time 3 min read

When using loans, lines of credit or other forms of debt financing, you should pay attention to your business’s debt-service coverage ratio. Most businesses have [Read More…]

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Business Loan vs Credit Card: Which Financing Method Is Best?

Estimated read time 3 min read

Is lack of capital restricting your business’s growth? All businesses need capital to grow. When seeking capital, though, you might be wondering whether to choose [Read More…]

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What Is Follow-On Funding? Here’s What You Should Know

Estimated read time 3 min read

A single round of funding probably won’t suffice. Most businesses go through multiple rounds of funding. Startups, for instance, typically go through four rounds of [Read More…]