Short-Term vs Long-Term Capital Gains: What’s the Difference?
When buying and selling assets for a profit, you should be conscious of how long you hold those assets. You’ll incur capital gains on all [Read More…]
Tag: company
A Crash Course on Credit Utilization Ratio
When was the last time you checked your credit utilization ratio? If you’re planning to apply for a loan or line of credit in the [Read More…]
What Is Loan Prequalification and How Does It Work?
Getting approved for a loan takes time. Whether you’re applying for a loan from a traditional bank or an alternative lender, you may have to [Read More…]
Don’t Forget Your Financial Statements When Applying for a Business Loan
Many entrepreneurs apply for a business loan, only for the lender to reject their application. Statistics, in fact, show that the approval rate for business [Read More…]
What Are Interest Rates on Hard Money Loans?
Hard money loans offer a convenient form of financing for real estate investors and property flippers. You can obtain them from alternative lenders. Like all [Read More…]
5 Tips for Securing Venture Capital Financing
Loans aren’t necessarily the best financing solution for all businesses. As a form of debt financing, they’ll increase your business’s total liabilities. If your business [Read More…]
A Breakdown of Common Business Loan Fees
Are you planning to finance your business with a loan? Of all the different business financing vehicles, loans are one of the most popular. Research [Read More…]
Debt Refinancing: Everything You Need to Know
Is your business drowning in debt? Most businesses have at least some debt. Statistics show that 20% of small and medium-sized businesses (SMBs) have $100,000 [Read More…]
The Pros and Cons of a Merchant Cash Advance
A merchant cash advance offers an alternative form of financing for businesses. It’s a special type of loan that involves the use of credit card [Read More…]
The ABCs of Venture Capital: Terms You Need to Know
Venture capital offers a convenient form of financing for startups and early-stage businesses. Rather than taking out a loan, entrepreneurs can sell some of their [Read More…]
Unlimited vs Limited Personal Guarantees: What’s the Difference?
Many lenders require borrowers to make a personal guarantee when applying for a business loan. If your business is still in its early stages, it [Read More…]
Beware of Variable-Rate Loans and Rising Interest Rates
If you’re thinking about financing your business with a loan, you may want to avoid variable-rate loans. Loans have become a popular financing solution for [Read More…]
