Uncategorized

A Crash Course on Credit Utilization Ratio

Estimated read time 3 min read

When was the last time you checked your credit utilization ratio? If you’re planning to apply for a loan or line of credit in the [Read More…]

Uncategorized

Personal vs Business Lines of Credit: What’s the Difference?

Estimated read time 3 min read

Are you thinking about applying for a line of credit? Many entrepreneurs use them to finance their businesses. It’s a form of debt financing that’s [Read More…]

Uncategorized

5 Mistakes to Avoid When Seeking Private Equity Financing

Estimated read time 3 min read

Private equity financing offers an attractive alternative to debt financing. A subset of equity financing, it involves the sale of equity in a private, non-publically [Read More…]

Uncategorized

Do SBA Loans Require a Personal Guarantee?

Estimated read time 3 min read

Research shows that nearly one-third of all small businesses fail due to insufficient capital. If your business is running low on funds, you may want [Read More…]

Uncategorized

Understanding After Repair Value (ARV) When Investing in Real Estate

Estimated read time 3 min read

As a real estate investor, you can’t ignore the importance of after repair value (ARV). You’ll need capital to purchase homes or other properties so [Read More…]

Uncategorized

Short-Term vs Long-Term Business Loans: What’s the Difference?

Estimated read time 3 min read

When seeking debt financing for your business, you may encounter short-term and long-term business loans. Business loans are often classified as short term or long [Read More…]

Uncategorized

5 Tips on Dealing With Gatekeepers

Estimated read time 3 min read

When seeking financing for your business, you may encounter gatekeepers. Gatekeepers are advisors who work for institutional investors. If an institutional investor has little or [Read More…]

Uncategorized

Why You Shouldn’t Use a Home Equity Line of Credit (HELOC) for Business Financing

Estimated read time 3 min read

If your business needs additional capital to cover its operational costs, you may assume that a home equity line of credit (HELOC) is a smart [Read More…]

Uncategorized

The Beginner’s Guide to Invoice Discounting

Estimated read time 3 min read

If your business uses invoices to collect payments from customers, you may want to use invoice discounting as a financing solution. It’s not the same [Read More…]

Uncategorized

Public Equity vs Private Equity Financing: What’s the Difference?

Estimated read time 3 min read

You don’t have to take on debt to finance your business. While debt financing is always an option, many entrepreneurs prefer equity financing. With public [Read More…]

Uncategorized

An Introduction to SBA Express Loans

Estimated read time 3 min read

The U.S. Small Business Administration (SBA) has an extending lending program. According to a spokesperson for the SBA, it has provided over 1.6 million loans. [Read More…]