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Asset-Based vs Cash-Based Lending: What’s the Difference?

Estimated read time 3 min read

There are different types of loans that you can use to finance your business, most of which fall under the category of asset-based or cash-based [Read More…]

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The Importance of Financing for Startups

Estimated read time 3 min read

When starting a business, you can’t ignore the importance of financing. Research shows that nearly one-third of all startups will fail within two years. As [Read More…]

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The Beginner’s Guide to Debt-to-Equity Ratio

Estimated read time 3 min read

Have you heard of debt-to-equity ratio? Not to be confused with loan-to-value (LTV) ratio, it represents financing sources. You can finance your business, of course, [Read More…]

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Merchant Cash Advance vs Factoring: What’s the Difference?

Estimated read time 3 min read

There are other ways to finance your business besides taking out a loan. A few alternative forms of financing, for instance, include a merchant cash [Read More…]

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Business Loan vs Credit Card: Which Financing Method Is Best?

Estimated read time 3 min read

Is lack of capital restricting your business’s growth? All businesses need capital to grow. When seeking capital, though, you might be wondering whether to choose [Read More…]

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What Is Follow-On Funding? Here’s What You Should Know

Estimated read time 3 min read

A single round of funding probably won’t suffice. Most businesses go through multiple rounds of funding. Startups, for instance, typically go through four rounds of [Read More…]

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5 Benefits of Using a Bridge Loan to Finance Your Business

Estimated read time 3 min read

Bridge loans have become a popular financing solution for businesses. Also known as a “bridging loan” in the United Kingdom, it’s a short-term loan that’s [Read More…]

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Promissory Note vs Personal Guarantee: What’s the Difference?

Estimated read time 3 min read

Starting, as well as growing, a business requires capital. Depending on the size of your business, you may need anywhere from $50,000 to over $1 [Read More…]

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The Pros and Cons of a Secured Line of Credit

Estimated read time 3 min read

If you’re thinking about using a secured line of credit to finance your business’s operations, you might be wondering what advantages and disadvantages it offers. [Read More…]

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An Introduction to Company Buy-Backs and How They Work

Estimated read time 3 min read

Company buy-backs have become increasingly common. While some companies issue dividends to reward shareholders with a portion of their profits, others buy back some of [Read More…]

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Working Capital vs Net Working Capital: What’s the Difference?

Estimated read time 3 min read

Working capital and net working capital are two common financial terms used in accounting. Whether you’re trying to obtain a loan for your business, or [Read More…]

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5 Reasons to Consider a Stock Buyback

Estimated read time 3 min read

Are you thinking about buying back some of your business’s stock from shareholders? Known as a stock buyback, it’s a common financial strategy used by [Read More…]