small business funding Archives - Intrepid Private Capital Group Financial News Blog

Do you Need Good Credit for a Small Business Loan?

It’s no secret that lenders look at a prospective borrower’s credit to determine their credit worthiness for a loan. If he or she has bad credit, the lender is unlikely to issue a loan, at least that’s the general belief. As a business owner, you might be concerned that having bad credit or no credit…

Debt Capital vs Equity Capital

Capital – when used in the context of running a business, it refers to the money a business needs in order to provide goods and services to its customers. Whether it’s a retail store, restaurant, professional photography, manufacturing, etc., all businesses need capital to operate. Granted, capital requirements vary from business to business depending on…

Hard Money vs Soft Money: What’s the Difference?

There’s a great deal of confusion regarding the terms, “Hard Money vs Soft Money”. Some people assume that hard money is simply cash on hand, while soft money is cash on paper, however, this isn’t necessarily true. Instead, these terms are used to refer to money that is loaned and used for a specific purpose….

Small Business Funding in the 21st Century: What’s Changed?

Capital is something that every small business needs to operate. Whether it’s consumer sales, business-to-business (B2B), or a combination thereof, you’ll probably need money to conduct your business’s normal day-to-day operations. But funding for small businesses has evolved over the years, and it’s important for entrepreneurs to understand the new age of small business funding…

What is Purchase Order Financing?

Purchase order financing is a funding option that’s available for small businesses who require working capital to purchase products and materials. Purchase order financing is generally considered a short-term financing option, but its distinct advantages make this type of financing appealing for smaller businesses. So, what exactly is purchase order financing and how does it work? Purchase Order Financing:…

Secured Loan vs Unsecured Loan – What’s the Difference?

A loan typically falls under one of two categories: secured or unsecured. Even if the total dollar is the same, there are some key differences between these two types. So if you’re a small business or entrepreneur who’s in need of capital, you should familiarize yourself with the differences between a secured loan vs unsecured…