financial Archives - Page 2 of 15 - Intrepid Private Capital Group Financial News Blog

What Affects Interest Rates for Business Loans?

You can’t choose the right business loan for your venture without considering the interest rate. When lending money, banks and other financial institutions will typically charge interest. The annual percentage rate (APR) represents the cost of this interest per year. Some business loans have an APR of 10%, whereas others have an APR of 20%…

5 Common Mistakes to Avoid When Pitching Your Startup to Investors

Coming up with an idea for a successful business is only the beginning of your journey. To turn this vision into a reality, you’ll need to secure capital. While there are venture capitalists and angel investors who specifically seek to invest in startups, you’ll need to have a compelling pitch. If you make any of…

Merchant Cash Advance vs Factoring: What’s the Difference?

There are other ways to finance your business besides taking out a loan. A few alternative forms of financing, for instance, include a merchant cash advance and factoring. Whether you need extra capital to expand your business into a new market or simply continue its operations, you may want to choose one of these alternative…

What Is Later Stage Financing?

It’s not just startups that require financing. Businesses of all shapes and sizes often need extra capital to carry out their operations. Later stage financing is available for businesses that have already established a foothold in their respective market. It’s offered by venture capitalists, many of whom seek to invest in established businesses. What is…

What Is Debt-Service Coverage Ratio in Business Financing?

When using loans, lines of credit or other forms of debt financing, you should pay attention to your business’s debt-service coverage ratio. Most businesses have at least some debt. Statistics show that the average debt held by small- and medium-sized businesses is $100,000 to $250,000. Whether your business holds more or less debt, though, you…

How to Obtain a Business Term Loan With No Credit

You don’t need good credit to obtain financing for your business. There are a variety of financing options available. While some of them do, in fact, require good credit, others don’t require any credit. You can obtain a business term loan, for instance, with no credit. How to Obtain a Business Term Loan With No…

5 Reasons to Conduct a SWOT Analysis of Your Business

No matter what type of business you operate, it can probably benefit from a strengths, weaknesses, opportunities and threats (SWOT) analysis. A SWOT analysis explores these four elements. Also known as a SWOT matrix, it’s been around for over a half-century. The SWOT analysis formula was originally developed by researchers at Stanford University in the…

What Is Follow-On Funding? Here’s What You Should Know

A single round of funding probably won’t suffice. Most businesses go through multiple rounds of funding. Startups, for instance, typically go through four rounds of funding, including Seed, Series A, Series B and Series C. While you can seek funding from a variety of different sources, you may want to look at your business’s existing…

5 Benefits of Using a Bridge Loan to Finance Your Business

Bridge loans have become a popular financing solution for businesses. Also known as a “bridging loan” in the United Kingdom, it’s a short-term loan that’s designed to finance a business’s operations until the business secured long-term finances or generates a sufficient amount of capital. Bridge loans live up to their namesake by bridging gaps in…

Promissory Note vs Personal Guarantee: What’s the Difference?

Starting, as well as growing, a business requires capital. Depending on the size of your business, you may need anywhere from $50,000 to over $1 million. While you can finance your business with a loan, you may encounter some otherwise confusing terms, such as promissory notes and personal guarantees. All lenders will require you to…

What Is a Secondary Buyout and How Does It Work?

Buyouts are common in the corporate world. Even if a company isn’t publicly traded, an investment firm may purchase a controlling interest in it. This is typically done by purchasing shares of the company. Investment firms may agree to purchase enough shares of the company so that they have a controlling interest in it. With…

An Introduction to Capital Structure in Business Financing

Have you heard of capital structure? It’s a financing concept that nearly all types of businesses use. Whether you have a small business, medium-sized business or a large business, you may use capital structure. All businesses need capital. Capital structure reflects the way in which businesses raise and use capital to finance their operations. For…