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Short-Term vs Long-Term Capital Gains: What’s the Difference?

Estimated read time 3 min read

When buying and selling assets for a profit, you should be conscious of how long you hold those assets. You’ll incur capital gains on all [Read More…]

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What Is Loan Prequalification and How Does It Work?

Estimated read time 3 min read

Getting approved for a loan takes time. Whether you’re applying for a loan from a traditional bank or an alternative lender, you may have to [Read More…]

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Don’t Forget Your Financial Statements When Applying for a Business Loan

Estimated read time 3 min read

Many entrepreneurs apply for a business loan, only for the lender to reject their application. Statistics, in fact, show that the approval rate for business [Read More…]

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What Are Interest Rates on Hard Money Loans?

Estimated read time 3 min read

Hard money loans offer a convenient form of financing for real estate investors and property flippers. You can obtain them from alternative lenders. Like all [Read More…]

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5 Tips for Securing Venture Capital Financing

Estimated read time 3 min read

Loans aren’t necessarily the best financing solution for all businesses. As a form of debt financing, they’ll increase your business’s total liabilities. If your business [Read More…]

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Personal vs Business Lines of Credit: What’s the Difference?

Estimated read time 3 min read

Are you thinking about applying for a line of credit? Many entrepreneurs use them to finance their businesses. It’s a form of debt financing that’s [Read More…]

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5 Common Myths About Factoring

Estimated read time 3 min read

Factoring has become a popular form of alternative financing for businesses. Rather than seeking a traditional business loan — or equity financing — some businesses [Read More…]

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What Is Second-Stage Funding?

Estimated read time 3 min read

Businesses of all shapes and sizes often require financing. Startups may require financing to hire employees and purchase equipment, whereas established businesses may require financing [Read More…]

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What’s the Difference Between a Term Loan and Demand Loan?

Estimated read time 3 min read

Millions of entrepreneurs use loans to finance their businesses. A form of debt financing, it provides entrepreneurs with the necessary capital to turn their ideas [Read More…]

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Do SBA Loans Require a Personal Guarantee?

Estimated read time 3 min read

Research shows that nearly one-third of all small businesses fail due to insufficient capital. If your business is running low on funds, you may want [Read More…]

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6 Best Practices to Follow When Using Business Credit Cards

Estimated read time 3 min read

Do you use one or more business credit cards to finance your business’s operations? Like personal credit cards, they are essentially lines of revolving credit. [Read More…]

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What Is a Lock-Up Agreement and How Does It Work?

Estimated read time 3 min read

When seeking equity financing for your business, you may be prohibited from selling stock shares for a specified length of time. Known as a lock-up [Read More…]